Insured Solutions Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025

Responsible principal firm

MOMENTUM BROKER SOLUTIONS LTD Reference number: 526435 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Insured Solutions Ltd (FRN 1048826) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Insured Solutions's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Insured Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0116 238 8880

Also given by 3 firms that are no longer authorised. Check you are dealing with the firm on this page.
Address

20 Cornice Crescent, Danderhall, Dalkeith, Midlothian, EH22 1PG, United Kingdom

In the full report: 2 background checks

What kind of line 0116 238 8880 is, and the 100 other firms that give it
Who else gives the postcode EH22 1PG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC866615 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 16 October 2025 (1 year old)
Registered office: 20 Cornice Crescent, Danderhall, Dalkeith, EH22 1PG, Scotland
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Murray Stephen Macara	Director	Aug 1966	16 Oct 2025	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Key dates in its history

Insured Solutions’s history from the FCA register and Companies House, newest first.

2026

6 January 2026

Became an appointed representative

FCA register

2025

16 October 2025

Incorporated at Companies House
Murray Stephen Macara took control (75–100% of shares)
Murray Stephen Macara appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Insured Solutions

Other FCA-listed firms that share a director, phone number or address with Insured Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share its phone number: 12

In the full report: all 12 connected firms, named

How each is linked: the same phone number (12)
Who links each one: the named directors, with dates

Firms like Insured Solutions

Other firms of the same type (insurance broker), nearest first.

In Dalkeith

Consilium Sports Group LtdDalkeithAppointed representative Keith Roseburgh Financial LimitedDalkeithAppointed representative Lothian Insurance Brokers LimitedDalkeithAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insured Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 4 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Insured Solutions Ltd FCA authorised?

Insured Solutions Ltd (FRN 1048826) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Insured Solutions?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Insured Solutions Ltd (FRN 1048826) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Insured Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Insured Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Insured Solutions’ phone number?

The FCA register lists the phone number 0116 238 8880 for Insured Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 100 other FCA firms, 3 of which are no longer authorised.

Is Insured Solutions a scam or clone?

Insured Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Insured Solutions?

Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for Insured Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Insured Solutions?

Companies House lists one person with significant control of Insured Solutions: Mr Murray Stephen Macara (75–100% of shares).

Who runs Insured Solutions?

Companies House lists one director of Insured Solutions: Murray Stephen Macara.

How long has Insured Solutions been in business?

The company was formed on 16 October 2025.