Insured Windows Guarantees Limited

Reference number: 310784

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When iwgltd.com first appeared online, and whether it can receive email
  • What kind of line 01924 783650 is
  • Who else gives the postcode WF1 3BZ
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03159675
Company status
Active
Company type
Private limited company
Incorporated
15 February 1996 (30 years old)
Registered office
Cora House, 20 Gills Yard, Wakefield, West Yorkshire, WF1 3BZ
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Susan Oates Director Oct 1962 17 Jul 2000 None
David Mathison Waters Director Jun 1958 1 Mar 2001 13 other companies
Richard John Edgar Director Feb 1956 14 Feb 2022 7 other companies
Susan Oates Secretary Not published 17 Jul 2000 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
9
is FCA-registered
1

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Full accountsNot audited

Net assets

£59.7k

−50% from £120k

Cash at bank

£61.0k

−37% from £97.1k

Owed within a year

£88.0k

−9.3% from £97.0k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03159675. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Insured Windows Guarantees’s history from the FCA register and Companies House, newest first.

Key events (10) All events (21)

2022

8 March 2022

  • 139 Strategy Limited stopped being a part-owner
  • David Mathison Waters stopped being a part-owner
  • Dw139 Holdings Limited took control (75–100% of shares)

Companies House

13 January 2022

  • 139 Strategy Limited became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • David Mathison Waters became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

14 July 2000

  • Board replaced: its only director left and 2 new directors took over

Companies House

1996

15 February 1996

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (10 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Insured Windows Guarantees

Other FCA-listed firms that share a director, phone number or address with Insured Windows Guarantees. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Insured Windows Guarantees

Other firms of the same type (insurance broker), nearest first.

In Wakefield

Bluestone Leasing LimitedWakefieldAuthorisedCch Insurance Brokers LimitedWakefieldAuthorisedGillis Risk Management LimitedWakefieldAuthorisedMargison and Simpson LimitedWakefieldSee the registerNetwork Alliance Brokers LtdWakefieldAuthorisedPaterson Risk Management LimitedWakefieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Insured Windows Guarantees

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 21 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Insured Windows Guarantees Limited FCA authorised?
Yes, Insured Windows Guarantees Limited (FRN 310784) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Insured Windows Guarantees’ phone number and website?
The FCA register lists the phone number 01924 783650 and the website iwgltd.com for Insured Windows Guarantees. If you were given different contact details, use these to check with the firm before going any further.
Is Insured Windows Guarantees a scam or clone?
Insured Windows Guarantees is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Insured Windows Guarantees?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Insured Windows Guarantees to the Financial Ombudsman Service, free of charge.
Who owns Insured Windows Guarantees?
Insured Windows Guarantees is owned by Dw139 Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 8 March 2022. Before that, it was controlled by 139 Strategy Limited and Mr David Mathison Waters.
Who runs Insured Windows Guarantees?
Companies House lists 3 directors of Insured Windows Guarantees: Susan Oates, David Mathison Waters and Richard John Edgar.
How long has Insured Windows Guarantees been in business?
The company was formed on 15 February 1996, and has held its current FCA authorisation since January 2005.
What do Insured Windows Guarantees’ latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £59.7k (−50% from £120k) and cash at bank of £61.0k (−37% from £97.1k).

Sources and links

The full report on Insured Windows Guarantees Limited

£19.99 · Instant PDF download

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