Integer Advice Ltd

Reference number: 945208

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Integer Advice Ltd (FRN 945208) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Integer Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Integer Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7511 3306

  • Address

    18 Devalls Close, London, E6 5PL, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7511 3306 is
  • Who else gives the postcode E6 5PL
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lodestone Trading name: A name it trades under now.
  • Integer Advise Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 February 2015 (11 years old)
Registered office
18 Devalls Close, London, E6 5PL, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Craig Fish Director Jan 1972 9 Feb 2015 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 28 February 2025Abridged accountsNot audited

Net assets

£52.5k

+24% from £42.4k

Employees (average)

2

−50% from 4

Owed within a year

£13.0k

−12% from £14.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09430174. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Integer Advice’s history from the FCA register and Companies House, newest first.

2021

23 April 2021

  • Changed its registered name from "Integer Advise Ltd"

FCA register

18 February 2021

  • Became an appointed representative
  • Began trading as "Lodestone"

FCA register

2016

6 April 2016

  • Craig Fish took control (75–100% of shares)

Companies House

2015

9 February 2015

  • Incorporated at Companies House
  • Craig Fish appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Integer Advice

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Integer Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Integer Advice Ltd FCA authorised?
Integer Advice Ltd (FRN 945208) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Integer Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Integer Advice Ltd (FRN 945208) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Integer Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Integer Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Integer Advice’s phone number?
The FCA register lists the phone number 020 7511 3306 for Integer Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Integer Advice a scam or clone?
Integer Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Integer Advice?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Integer Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Integer Advice?
Companies House lists one person with significant control of Integer Advice: Mr Craig Fish (75–100% of shares).
Who runs Integer Advice?
Companies House lists one director of Integer Advice: Craig Fish.
How long has Integer Advice been in business?
The company was formed on 9 February 2015.
What do Integer Advice’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £52.5k (+24% from £42.4k).
Does Integer Advice use any other names?
It trades as Lodestone. It has previously used the name Integer Advise Ltd.

Sources and links

The full report on Integer Advice Ltd

£19.99 · Instant PDF download

Loading secure checkout…