Intelligent Financing Limited
Reference number: 710117
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
House 1, The Maltings, East Tyndall Street, Cardiff, South Glamorgan, CF24 5EA, United Kingdom
In the full report: 3 background checks
- When intelligent-loans.com first appeared online, and whether it can receive email
- What kind of line 0333 344 3460 is
- Who else gives the postcode CF24 5EA
Other names (5)
If you were contacted under any of these names, it is this firm.
- iLoans Trading name: A name it trades under now.
- Intelligent Loans Trading name: A name it trades under now.
- Intelligent-Loans.com Trading name: A name it trades under now.
- Time Loan Finance Limited Former name: A name it was registered under before.
- Time Finance Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages · Arrange equity release FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on a home reversion plan
- Advising on regulated mortgage contracts
- Arranging (bringing about) a home reversion plan
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to a home reversion plan
- Making arrangements with a view to regulated mortgage contracts
- Providing Credit Information Services
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07117511 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 January 2010 (16 years old)
- Registered office
- House 1 The Maltings, East Tyndall Street, Cardiff, CF24 5EA, Wales
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alun Llewellyn Winter | Director | Jun 1977 | 6 Jan 2010 | 3 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 3
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£703k
−7.6% from £761k
Cash at bank
£251k
−1.4% from £255k
Employees (average)
10
−9.1% from 11
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07117511. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Intelligent Financing’s history from the FCA register and Companies House, newest first.
2022
22 November 2022
- Changed its registered name from "Time Loan Finance Limited"
FCA register
1 November 2022
- Intelligent Financing (Holdings) Limited took control (75–100% of shares)
- Time Finance PLC gave up control
Companies House
2020
14 December 2020
- Changed its registered name from "Intelligent Financing Limited"
FCA register
2017
24 April 2017
- Alun Llewellyn Winter stopped being a part-owner
- Robert Oliver Coles stopped being a part-owner
- Time Finance PLC took control (75–100% of shares)
Companies House
2016
6 April 2016
- Alun Llewellyn Winter became a part-owner (25–50% of shares)
- Robert Oliver Coles became a part-owner (25–50% of shares)
Companies House
2015
27 October 2015
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
2010
6 January 2010
- Incorporated at Companies House
Companies House
In the full report: all 36 events
- All 36 events in its history (13 shown here)
- Every director appointment and resignation: 11
Firms like Intelligent Financing
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Cardiff (CF) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Intelligent Financing
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- All 36 events in its history
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Frequently asked questions about this firm
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What do Intelligent Financing’s latest accounts show?
Does Intelligent Financing use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk