Intelligent Funding Ltd

Reference number: 1037532

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EFT Finance Limited Reference number: 667290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Intelligent Funding Ltd (FRN 1037532) is an AR of EFT Finance Limited (FRN 667290). When you use Intelligent Funding's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Intelligent Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 279610

  • Address

    12 Bankfield, Bardsey, Leeds, Leeds, LS17 9AP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 279610 is
  • Who else gives the postcode LS17 9AP
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16417253
Company status
Active
Company type
Private limited company
Incorporated
29 April 2025 (1 year old)
Registered office
12 Bankfield, Bardsey Bankfield, Bardsey, Leeds, LS17 9AP, England
Nature of business
  • Financial leasing (SIC 64910)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicole Janine Edmondson Director Aug 1982 29 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Intelligent Funding’s history from the FCA register and Companies House, newest first.

2025

25 July 2025

  • Became an appointed representative

FCA register

29 April 2025

  • Incorporated at Companies House
  • Nicole Janine Edmondson took control (75–100% of shares)
  • Nicole Janine Edmondson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Intelligent Funding

Other firms of the same type (credit broker), nearest first.

In Leeds

Altaf HussainLeedsAppointed representativeGill Broadbridge-KirbitsonLeedsAppointed representativeJagtar DeuLeedsAppointed representativeJohn HardmanLeedsAppointed representativeJulian BeamishLeedsAppointed representativeMark Andrew SmithsonLeedsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Intelligent Funding

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Intelligent Funding Ltd FCA authorised?
Intelligent Funding Ltd (FRN 1037532) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Intelligent Funding?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Intelligent Funding Ltd (FRN 1037532) is an AR of EFT Finance Limited (FRN 667290). When you use Intelligent Funding's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Intelligent Funding, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Intelligent Funding’s phone number?
The FCA register lists the phone number 07834 279610 for Intelligent Funding. If you were given different contact details, use these to check with the firm before going any further.
Is Intelligent Funding a scam or clone?
Intelligent Funding is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Intelligent Funding?
Protection works through EFT Finance Limited, the principal firm responsible for Intelligent Funding's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Intelligent Funding?
Companies House lists one person with significant control of Intelligent Funding: Miss Nicole Janine Edmondson (75–100% of shares).
Who runs Intelligent Funding?
Companies House lists one director of Intelligent Funding: Nicole Janine Edmondson.
How long has Intelligent Funding been in business?
The company was formed on 29 April 2025.

Sources and links

The full report on Intelligent Funding Ltd

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