International Private Finance Limited

Reference number: 726230

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When internationalprivatefinance.com first appeared online, and whether it can receive email
  • What kind of line 020 7484 4600 is
  • Who else gives the postcode WC2N 4BE
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06292950
Company status
Active
Company type
Private limited company
Incorporated
26 June 2007 (19 years old)
Registered office
114 St. Martin's Lane, London, WC2N 4BE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Fiona May Watts Director Oct 1979 26 Oct 2007 None
Simon Edward Smallwood Director Oct 1977 1 Jan 2009 None
Simon Edward Smallwood Secretary Not published 2 Nov 2010 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£263k

+210% from £84.7k

Cash at bank

£197k

+305% from £48.7k

Employees (average)

5

Same as 5

Owed within a year

£185k

+53% from £121k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06292950. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

International Private Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2021

5 October 2021

  • Simon Edward Smallwood became a part-owner (25–50% of shares)

Companies House

2017

26 June 2017

  • Fiona Watts gained significant control

Companies House

2016

13 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

26 June 2007

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to International Private Finance

Other FCA-listed firms that share a director, phone number or address with International Private Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like International Private Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorisedLegal & General Partnership Services LimitedLondonAuthorisedPrudential Distribution LimitedLondonAuthorisedQuilter Mortgage Planning LimitedLondonAuthorisedEnness LimitedLondonAuthorisedPivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on International Private Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is International Private Finance Limited FCA authorised?
Yes, International Private Finance Limited (FRN 726230) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is International Private Finance’s phone number and website?
The FCA register lists the phone number 020 7484 4600 and the website internationalprivatefinance.com for International Private Finance. If you were given different contact details, use these to check with the firm before going any further.
Is International Private Finance a scam or clone?
International Private Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with International Private Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about International Private Finance to the Financial Ombudsman Service, free of charge.
Who owns International Private Finance?
Companies House lists 2 people with significant control of International Private Finance: Mr Simon Edward Smallwood (25–50% of shares) and Ms Fiona Watts (significant influence or control).
Who runs International Private Finance?
Companies House lists 2 directors of International Private Finance: Fiona May Watts and Simon Edward Smallwood.
How long has International Private Finance been in business?
The company was formed on 26 June 2007, and has held its current FCA authorisation since June 2016.
What do International Private Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £263k (+210% from £84.7k) and cash at bank of £197k (+305% from £48.7k).

Sources and links

The full report on International Private Finance Limited

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