International Property Finance Limited

Reference number: 915694

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When internationalpfg.com first appeared online, and whether it can receive email
  • What kind of line 01935 722920 is, and the other firm that gives it
  • Who else gives the postcode CM77 6TE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Later Life Property Finance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 April 2019 (7 years old)
Registered office
20 Wenlock Road, London, N1 7GU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Donna Marie Spencer Director Oct 1973 29 Apr 2019 None
Sinead Patricia Yates Director May 1974 11 Jun 2024 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£16.1k

+124% from £7,181

Cash at bank

£50.6k

+23% from £41.2k

Employees (average)

8

+14% from 7

Owed within a year

£63.9k

+83% from £34.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11966531. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

International Property Finance’s history from the FCA register and Companies House, newest first.

2020

10 June 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

29 April 2019

  • Incorporated at Companies House
  • Donna Marie Spencer took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms connected to International Property Finance

Other FCA-listed firms that share a director, phone number or address with International Property Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like International Property Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Braintree

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on International Property Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is International Property Finance Limited FCA authorised?
Yes, International Property Finance Limited (FRN 915694) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is International Property Finance’s phone number and website?
The FCA register lists the phone number 01935 722920 and the website internationalpfg.com for International Property Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is International Property Finance a scam or clone?
International Property Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with International Property Finance?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about International Property Finance to the Financial Ombudsman Service, free of charge.
Who owns International Property Finance?
Companies House lists one person with significant control of International Property Finance: Donna Marie Spencer (75–100% of shares).
Who runs International Property Finance?
Companies House lists 2 directors of International Property Finance: Donna Marie Spencer and Sinead Patricia Yates.
How long has International Property Finance been in business?
The company was formed on 29 April 2019, and has held its current FCA authorisation since June 2020.
What do International Property Finance’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £16.1k (+124% from £7,181) and cash at bank of £50.6k (+23% from £41.2k).
Does International Property Finance use any other names?
It has previously used the name Later Life Property Finance.

Sources and links

The full report on International Property Finance Limited

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