Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 1893
- Accounts filed up to 31 December 2025
Responsible principal firm
WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED Reference number: 202609 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Inverness Chamber of Commerce Ltd (FRN 480317) introduces customers to WESTFIELD CONTRIBUTORY HEALTH SCHEME LIMITED (FRN 202609). Any regulated advice or arranging is done by the principal, not Inverness Chamber of Commerce.
- Example: if Inverness Chamber of Commerce refers you to a financial adviser, the advice should come from the principal firm, not from Inverness Chamber of Commerce itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
31-33 High Street, Inverness, Highland, IV1 1HT, Scotland
In the full report: 2 background checks
- What kind of line 01463 718131 is
- Who else gives the postcode IV1 1HT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Westfield Contributory Health Scheme Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- INVERNESS CHAMBER OF COMMERCE
- Company number
- SC002495 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 28 April 1893 (133 years old)
- Registered office
- Metropolitan House, 31-33 High Street, Inverness, IV1 1HT, Scotland
- Nature of business
-
- Activities of business and employers membership organisations (SIC 94110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Marc Wilson | Director | Jan 1984 | 10 Sep 2020 | 1 other company |
| Stephen George Barron | Director | Jan 1977 | 23 Apr 2021 | 2 other companies |
| Ben Dorward Hosie | Director | Mar 1991 | 21 Apr 2023 | 1 other company |
| Colin John Marr | Director | Apr 1966 | 17 May 2023 | 9 other companies |
| James Fraser Forbes | Director | Aug 1988 | 26 Apr 2024 | None |
| Gavin Innes Ross | Director | Oct 1961 | 26 Apr 2024 | 2 other companies |
| Hilary Clelland | Director | Jun 1982 | 25 Apr 2025 | None |
| Lindsay Sarah Mccallum | Director | Mar 1986 | 24 Apr 2026 | 6 other companies |
| Christopher Robert Hawkes | Director | Jul 1980 | 24 Apr 2026 | None |
| Helen April Inkster | Director | Apr 1984 | 24 Apr 2026 | 1 other company |
| Victoria Jane Leslie | Director | Oct 1978 | 24 Apr 2026 | 4 other companies |
Other companies run by these 11 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 26
- closed down
- 4
- still active
- 22
In the full report: all 26 companies, named
- What each company does, and whether it is still trading
- Which of these 11 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 112 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£185k
+4.4% from £177k
Cash at bank
£336k
+5.4% from £318k
Owed within a year
£218k
+7.8% from £203k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC002495. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Inverness Chamber of Commerce’s history from the FCA register and Companies House, newest first.
2008
13 March 2008
- Became an introducer appointed representative
FCA register
1893
28 April 1893
- Incorporated at Companies House
Companies House
In the full report: all 219 events
- All 219 events in its history (2 shown here)
- Every director appointment and resignation: 217
Firms like Inverness Chamber of Commerce
Other firms of the same type (insurance broker), nearest first.
In Inverness
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Inverness Chamber of Commerce
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 26 other companies its directors have run, named
- 2 background checks on its contact details
- All 219 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk