Investacc Limited

Reference number: 154918

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When investacc.co.uk first appeared online, and whether it can receive email
  • What kind of line 01228 538988 is, and the 2 other firms that give it
  • Who else gives the postcode CA6 4BY
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • D.H.C. Brokers Limited Former name
  • D.H.C. Financial Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • This company has insolvency history on record.
Company number
02719226
Company status
Active
Company type
Private limited company
Incorporated
1 June 1992 (34 years old)
Registered office
Solway House Business Park Parkhouse Road, Kingstown, Carlisle, Cumbria, CA6 4BY, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicholas Edwin Gardner Director May 1963 27 Aug 1992 24 other companies
Gary Mirfin Director May 1961 1 Nov 2009 11 other companies
William Arthur Self Director Jun 1982 9 Oct 2024 51 other companies
Antoinette Vanderpuije Secretary Not published 30 Apr 2026 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
73
closed down
16
are FCA-registered
9

In the full report: all 73 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 9 on the FCA register
  • The 10 companies these 3 directors run together
  • All 9 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2023Full accountsAudited

Turnover

£942k

−16% from £1.12m

Profit before tax

£81.2k

−71% from £282k

Net assets

£236k

+5.9% from £223k

Cash at bank

£326k

+1.5% from £322k

Turnover and profit

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02719226. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Investacc’s history from the FCA register and Companies House, newest first.

Key events (11) All events (31)

2024

9 October 2024

  • Anne-Marie Gardner no longer has significant control
  • Nicholas Edwin Gardner no longer has significant control

Companies House

2016

1 November 2016

  • Anne-Marie Gardner gained significant control
  • Investacc Holdings Limited took control (75–100% of shares)
  • Nicholas Edwin Gardner gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

17 October 2000

  • Changed its registered name from "D.H.C. Brokers Limited"

FCA register

1994

10 October 1994

  • Regulated by the Personal Investment Authority from this date

FCA register

1992

1 June 1992

  • Incorporated at Companies House

Companies House

In the full report: all 31 events

  • All 31 events in its history (11 shown here)
  • Every director appointment and resignation: 13
Instant PDF download

Firms connected to Investacc

Other FCA-listed firms that share a director, phone number or address with Investacc. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
4
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (4), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
Instant PDF download

Firms like Investacc

Other firms of the same type (financial adviser), nearest first.

In Carlisle

Arc Eden LimitedCarlisleAuthorisedArmstrong Watson Financial Planning LtdCarlisleAuthorisedDavid Allen Financial Services (Dalston) LimitedCarlisleAuthorisedDW 2020 LimitedCarlisleAuthorisedInteger Financial Management LimitedCarlisleAuthorisedAlke Capital Partners LimitedCarlisleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Investacc

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 73 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 31 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Investacc Limited FCA authorised?
Yes, Investacc Limited (FRN 154918) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Investacc’s phone number and website?
The FCA register lists the phone number 01228 538988 and the website investacc.co.uk for Investacc. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Investacc a scam or clone?
Investacc is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Investacc?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Investacc to the Financial Ombudsman Service, free of charge.
Who owns Investacc?
Investacc is owned by Investacc Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 November 2016. Before that, it was controlled by Mrs Anne-Marie Gardner and Mr Nicholas Edwin Gardner.
Who runs Investacc?
Companies House lists 3 directors of Investacc: Nicholas Edwin Gardner, Gary Mirfin and William Arthur Self.
How long has Investacc been in business?
The company was formed on 1 June 1992, and has held its current FCA authorisation since December 2001.
What do Investacc’s latest accounts show?
Its latest accounts, to 31 October 2023, show turnover of £942k (−16% from £1.12m) and profit before tax of £81.2k (−71% from £282k).
Does Investacc use any other names?
It has previously used 2 other names: D.H.C. Brokers Limited and D.H.C. Financial Services.

Sources and links

The full report on Investacc Limited

£19.99 · Instant PDF download

Loading secure checkout…