ioseph Limited

Reference number: 773214

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ioseph.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 3867 7433 is
  • Who else gives the postcode W1J 7DF
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09843942
Company status
Active
Company type
Private limited company
Incorporated
27 October 2015 (11 years old)
Registered office
2nd Floor 10-12 Bourlet Close, London, W1W 7BR, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Antonis Demetri Director Mar 1973 27 Oct 2015 53 other companies
Prodromos Theori Director Jul 1987 1 May 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
54
closed down
13
are FCA-registered
2

In the full report: all 54 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£6.46m

+17% from £5.50m

Cash at bank

£734k

−66% from £2.13m

Employees (average)

1

−67% from 3

Owed within a year

£11.1m

+8.1% from £10.3m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09843942. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ioseph’s history from the FCA register and Companies House, newest first.

Key events (7) All events (19)

2024

13 March 2024

  • Ioseph Commercial Limited took control (75–100% of shares)
  • Theori Housing Management Services Ltd gave up control
  • Thms Holdings Limited gave up control
  • Thms Holdings Limited took control (75–100% of shares)

Companies House

2017

13 May 2017

  • Theori Housing Management Services Ltd took control (75–100% of shares)

Companies House

4 April 2017

  • Registered with the FCA

FCA register

2015

27 October 2015

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (7 shown here)
  • Every director appointment and resignation: 12
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Firms connected to ioseph

Other FCA-listed firms that share a director, phone number or address with ioseph. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Get the full report on ioseph

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 54 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ioseph Limited FCA authorised?
ioseph Limited (FRN 773214) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is ioseph’s phone number and website?
The FCA register lists the phone number 020 3867 7433 and the website ioseph.co.uk for ioseph. If you were given different contact details, use these to check with the firm before going any further.
Is ioseph a scam or clone?
ioseph is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with ioseph?
Money you hand to ioseph is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns ioseph?
ioseph is owned by Ioseph Commercial Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 March 2024. Before that, it was controlled by Thms Holdings Limited and Theori Housing Management Services Ltd.
Who runs ioseph?
Companies House lists 2 directors of ioseph: Antonis Demetri and Prodromos Theori.
How long has ioseph been in business?
The company was formed on 27 October 2015.
What do ioseph’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £6.46m (+17% from £5.50m) and cash at bank of £734k (−66% from £2.13m).

Sources and links

The full report on ioseph Limited

£19.99 · Instant PDF download

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