IPS Pensions Limited

Reference number: 461720

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jameshay.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 521 2414 is, and the 3 other firms that give it
  • Who else gives the postcode SP1 2BP
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • James Hay Partnership Trading name
  • IPS Actuarial Services Ltd Former name
  • Nucleus Former trading name
  • The IPS Partnership Former trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Arranging (bringing about) deals in investments
  • Dealing in investments as principal
  • Establishing/operating/winding up a personal pension scheme
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02601833
Company status
Active
Company type
Private limited company
Incorporated
16 April 1991 (35 years old)
Registered office
Suite B & C, First Floor Milford House, 43-55 Milford Street, Salisbury, SP1 2BP, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Alexander Rowney Director Nov 1970 23 Jun 2021 65 other companies
Gordon Alexander Wilson Director Jun 1966 11 Nov 2022 5 other companies
Cathryn Elizabeth Riley Director Apr 1962 1 May 2024 8 other companies
Alastair James Clarkson Director Feb 1966 1 Oct 2025 15 other companies
Andrew John Ring Director Jun 1983 1 Oct 2025 7 other companies
Helen Mary Wakeford Secretary Not published 4 Feb 2026 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
75
closed down
18
went insolvent
2

In the full report: all 75 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 18 on the FCA register, including one no longer authorised
  • The 8 companies these 5 directors run together
  • All 45 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

IPS Pensions’s history from the FCA register and Companies House, newest first.

Key events (7) All events (101)

2016

10 May 2016

  • FCA imposed a requirement (May control but not hold client money)

FCA register

6 April 2016

  • Nucleus Financial Platforms Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

10 May 2007

  • Changed its registered name from "IPS Actuarial Services Ltd"

FCA register

6 April 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1991

16 April 1991

  • Incorporated at Companies House

Companies House

In the full report: all 101 events

  • All 101 events in its history (7 shown here)
  • Every director appointment and resignation: 87
Instant PDF download

Firms connected to IPS Pensions

Other FCA-listed firms that share a director, phone number or address with IPS Pensions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
10
share its phone number
3

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (10), the same phone number (3), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
Instant PDF download

Get the full report on IPS Pensions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 75 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 101 events in its history
  • 10 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is IPS Pensions Limited FCA authorised?
Yes, IPS Pensions Limited (FRN 461720) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2007. The FCA has placed a limit on what it may do.
What is IPS Pensions’ phone number and website?
The FCA register lists the phone number 0345 521 2414 and the website jameshay.co.uk for IPS Pensions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is IPS Pensions a scam or clone?
IPS Pensions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IPS Pensions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IPS Pensions to the Financial Ombudsman Service, free of charge.
Who owns IPS Pensions?
IPS Pensions is owned by Nucleus Financial Platforms Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs IPS Pensions?
Companies House lists 5 directors of IPS Pensions: Richard Alexander Rowney, Gordon Alexander Wilson, Cathryn Elizabeth Riley, Alastair James Clarkson and Andrew John Ring.
How long has IPS Pensions been in business?
The company was formed on 16 April 1991, and has held its current FCA authorisation since April 2007.
Does IPS Pensions use any other names?
It trades as James Hay Partnership. It has previously used 3 other names: IPS Actuarial Services Ltd, Nucleus and The IPS Partnership.

Sources and links

The full report on IPS Pensions Limited

£19.99 · Instant PDF download

Loading secure checkout…