IPS Terroni Insurance Services Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1990
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ipsinsure.co.uk (opens in a new tab)
Phone number

020 8920 7800
Address

Brookway House, 2 Nichol Close, Southgate, London, N14 6JU, United Kingdom

In the full report: 3 background checks

When ipsinsure.co.uk first appeared online, and whether it can receive email
What kind of line 020 8920 7800 is, and the 2 other firms that give it
Who else gives the postcode N14 6JU

Other names (2)

If you were contacted under any of these names, it is this firm.

ipsinsure Trading name: A name it trades under now.
Ips Terroni Trading name: A name it trades under now.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Adjusting
Debt Administration
Debt-collecting
Debt-counselling
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 02501855 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 May 1990 (36 years old)
Registered office: 321 Chase Road, Southgate, London, N14 6JT
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Prodromos Adamou	Director	Nov 1961	Not published	55 other companies
Petros Georgiou	Director	May 1962	Not published	8 other companies
Prodromos Adamou	Secretary	Not published	Not published	55 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 55
closed down: 5
are FCA-registered: 7

In the full report: all 55 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 7 on the FCA register
The 8 companies these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£146k

−10% from £162k

Cash at bank

£314k

+3.9% from £302k

Employees (average)

15

Same as 15

Owed within a year

£968k

+3.9% from £932k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02501855. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IPS Terroni Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2016

13 May 2016

Petros Georgiou became a part-owner (25–50% of shares)
Prodromos Adamou became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1990

14 May 1990

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms connected to IPS Terroni Insurance Services

Other FCA-listed firms that share a director, phone number or address with IPS Terroni Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 7
share a director: 7
share its phone number: 2

In the full report: all 7 connected firms, named

How each is linked: shared directors (7), the same phone number (2), the same postcode (3)
Who links each one: the named directors, with dates

Firms like IPS Terroni Insurance Services

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IPS Terroni Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

55 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 14 events in its history
7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is IPS Terroni Insurance Services Ltd FCA authorised?

Yes, IPS Terroni Insurance Services Ltd (FRN 306247) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is IPS Terroni Insurance Services’ phone number and website?

The FCA register lists the phone number 020 8920 7800 and the website ipsinsure.co.uk for IPS Terroni Insurance Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.

Is IPS Terroni Insurance Services a scam or clone?

IPS Terroni Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with IPS Terroni Insurance Services?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about IPS Terroni Insurance Services to the Financial Ombudsman Service, free of charge.

Who owns IPS Terroni Insurance Services?

Companies House lists 2 people with significant control of IPS Terroni Insurance Services: Mr Prodromos Adamou (25–50% of shares) and Mr Petros Georgiou (25–50% of shares).

Who runs IPS Terroni Insurance Services?

Companies House lists 2 directors of IPS Terroni Insurance Services: Prodromos Adamou and Petros Georgiou.

How long has IPS Terroni Insurance Services been in business?

The company was formed on 14 May 1990, and has held its current FCA authorisation since January 2005.

What do IPS Terroni Insurance Services’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £146k (−10% from £162k) and cash at bank of £314k (+3.9% from £302k).

Does IPS Terroni Insurance Services use any other names?

It trades as ipsinsure and Ips Terroni.