Ipswich Mortgage Centre Limited

Reference number: 663352

Instant download

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When imcmortgagebrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 01473 253344 is
  • Who else gives the postcode IP1 1TJ
Instant PDF download
Other names (4)

If you were contacted under any of these names, it is this firm.

  • Felixstowe Mortgage Centre Trading name: A name it trades under now.
  • Haverhill Mortgage Centre Trading name: A name it trades under now.
  • IMC Mortgage Brokers Trading name: A name it trades under now.
  • The Mortgage Centres Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

Limits on what they may do

  • Firm Must Abide By the Deedpoll
    The firm is required to abide by the Deed Poll and Declaration in relation to the past business of the firm or by the past business of Name of Ipswich Mortgage Centre for which the firm has accepted responsibility as regulated activities and investment business carried on by the firm

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 March 2014 (12 years old)
Registered office
80 Compair Crescent, Ipswich, Suffolk, IP2 0EH, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Rana Miah Director Aug 1980 6 Mar 2014 13 other companies
Philip David Scott Director Apr 1969 6 Mar 2014 27 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
31
closed down
15
are FCA-registered
4

In the full report: all 31 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 9 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£101k

+35% from £75.2k

Cash at bank

£40.6k

−6.7% from £43.5k

Employees (average)

11

−15% from 13

Owed within a year

£550k

+14% from £484k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08925980. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ipswich Mortgage Centre’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Philip David Scott became a part-owner (25–50% of shares)
  • Rana Miah became the majority owner (50–75% of shares)

Companies House

2015

2 June 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm Must Abide By the Deedpoll)
  • Became authorised by the FCA

FCA register

2014

6 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Ipswich Mortgage Centre

Other FCA-listed firms that share a director, phone number or address with Ipswich Mortgage Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Ipswich Mortgage Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ipswich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ipswich Mortgage Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 31 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 15 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ipswich Mortgage Centre Limited FCA authorised?
Yes, Ipswich Mortgage Centre Limited (FRN 663352) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is Ipswich Mortgage Centre’s phone number and website?
The FCA register lists the phone number 01473 253344 and the website imcmortgagebrokers.co.uk for Ipswich Mortgage Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Ipswich Mortgage Centre a scam or clone?
Ipswich Mortgage Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ipswich Mortgage Centre?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ipswich Mortgage Centre to the Financial Ombudsman Service, free of charge.
Who owns Ipswich Mortgage Centre?
Companies House lists 2 people with significant control of Ipswich Mortgage Centre: Mr Rana Miah (50–75% of shares) and Mr Philip David Scott (25–50% of shares).
Who runs Ipswich Mortgage Centre?
Companies House lists 2 directors of Ipswich Mortgage Centre: Rana Miah and Philip David Scott.
How long has Ipswich Mortgage Centre been in business?
The company was formed on 6 March 2014, and has held its current FCA authorisation since June 2015.
What do Ipswich Mortgage Centre’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £101k (+35% from £75.2k) and cash at bank of £40.6k (−6.7% from £43.5k).
Does Ipswich Mortgage Centre use any other names?
It trades as Felixstowe Mortgage Centre, Haverhill Mortgage Centre, IMC Mortgage Brokers and The Mortgage Centres.

Sources and links

The full report on Ipswich Mortgage Centre Limited

£19.99 · Instant PDF download

Loading secure checkout…