Iron Bridge Finance Limited

Reference number: 624988

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0845 251 2345

  • Address

    5 & 6 Iron Bridge House, 3 Bridge Approach, Regents Park Road, London, NW1 8BD, United Kingdom

In the full report: 2 background checks

  • What kind of line 0845 251 2345 is
  • Who else gives the postcode NW1 8BD
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09022650
Company status
Active
Company type
Private limited company
Incorporated
2 May 2014 (12 years old)
Registered office
3rd Floor, Marlborough House, 298 Regents Park Road, Finchley, London, N3 2SZ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
John Michael Joseph Director Feb 1939 20 Nov 2014 11 other companies
Lance Barry Joseph Director Jun 1967 20 Nov 2014 24 other companies
Edward Oliver Alexson Director Feb 1991 24 May 2021 5 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
29
closed down
15
went insolvent
1

In the full report: all 29 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 11 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£4.78m

+8.2% from £4.42m

Cash at bank

£4.44m

−14% from £5.19m

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09022650. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Iron Bridge Finance’s history from the FCA register and Companies House, newest first.

Key events (3) All events (14)

2016

6 April 2016

  • Won234 Limited took control (75–100% of shares)

Companies House

2014

10 July 2014

  • Registered with the FCA

FCA register

2 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (3 shown here)
  • Every director appointment and resignation: 11
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Get the full report on Iron Bridge Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 29 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Iron Bridge Finance Limited FCA authorised?
Iron Bridge Finance Limited (FRN 624988) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Iron Bridge Finance’s phone number?
The FCA register lists the phone number 0845 251 2345 for Iron Bridge Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Iron Bridge Finance a scam or clone?
Iron Bridge Finance is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Iron Bridge Finance?
Money you hand to Iron Bridge Finance is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Iron Bridge Finance?
Iron Bridge Finance is owned by Won234 Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Iron Bridge Finance?
Companies House lists 3 directors of Iron Bridge Finance: John Michael Joseph, Lance Barry Joseph and Edward Oliver Alexson.
How long has Iron Bridge Finance been in business?
The company was formed on 2 May 2014.
What do Iron Bridge Finance’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £4.78m (+8.2% from £4.42m) and cash at bank of £4.44m (−14% from £5.19m).

Sources and links

The full report on Iron Bridge Finance Limited

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