Irwell Insurance Company Limited

Reference number: 202897

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When irwell.co.uk first appeared online, and whether it can receive email
  • What kind of line 0344 892 0118 is
  • Who else gives the postcode M4 4FB
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FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Accepting Deposits
  • Carrying out contracts of insurance
  • Dealing in investments as principal
  • Effecting contracts of insurance

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02887406
Company status
Active
Company type
Private limited company
Incorporated
13 January 1994 (32 years old)
Registered office
2 Cheetham Hill Road, Manchester, M4 4FB, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Eric Done Director Feb 1947 20 Jan 1994 30 other companies
Giles Thomas Reading Director Jan 1974 17 Feb 2021 3 other companies
Gilles Alex Maxime Bonvarlet Director Feb 1964 28 Sep 2021 3 other companies
Christopher Ian Breakwell Director Mar 1987 15 Dec 2021 1 other company
Charles Sinclair Portsmouth Director Aug 1956 10 Feb 2023 16 other companies
David Anthony Rimmington Director Apr 1968 26 Jun 2025 7 other companies
Christopher Ian Breakwell Secretary Not published 28 Sep 2021 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
57
closed down
17
are FCA-registered
5

In the full report: all 57 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 1 company these 6 directors run together
  • All 20 people who have ever been directors, with their dates
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Key dates in its history

Irwell Insurance Company’s history from the FCA register and Companies House, newest first.

Key events (10) All events (45)

2026

3 June 2026

  • Joanne Louise Whittaker became the majority owner (50–75% of shares)

Companies House

2023

2 June 2023

  • Nicola Anne Done-Orrell became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Fred Done became the majority owner (50–75% of shares)
  • Peter Eric Done became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1994

13 January 1994

  • Incorporated at Companies House

Companies House

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

In the full report: all 45 events

  • All 45 events in its history (10 shown here)
  • Every director appointment and resignation: 32
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Firms connected to Irwell Insurance Company

Other FCA-listed firms that share a director, phone number or address with Irwell Insurance Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
3
share its postcode
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Irwell Insurance Company

Other firms of the same type (insurer), nearest first.

In Manchester

HSB Engineering Insurance LimitedManchesterAuthorised

Elsewhere in the UK

Cx Reinsurance Company Limited.LondonAuthorisedEast West Insurance Company LimitedAuthorisedUBS Asset Management Life LtdLondonAuthorisedNavigators Insurance CompanyLondonAuthorisedChubb European Group SELondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Irwell Insurance Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 57 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 45 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Irwell Insurance Company Limited FCA authorised?
Yes, Irwell Insurance Company Limited (FRN 202897) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed no limits on its permissions.
What is Irwell Insurance Company’s phone number and website?
The FCA register lists the phone number 0344 892 0118 and the website irwell.co.uk for Irwell Insurance Company. If you were given different contact details, use these to check with the firm before going any further.
Is Irwell Insurance Company a scam or clone?
Irwell Insurance Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Irwell Insurance Company?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Irwell Insurance Company to the Financial Ombudsman Service, free of charge.
Who owns Irwell Insurance Company?
Companies House lists 4 people with significant control of Irwell Insurance Company: Ms Joanne Louise Whittaker (50–75% of shares), Mrs Nicola Anne Done-Orrell (50–75% of shares), Mr Fred Done (50–75% of shares) and Mr Peter Eric Done (25–50% of shares).
Who runs Irwell Insurance Company?
Companies House lists 6 directors of Irwell Insurance Company: Peter Eric Done, Giles Thomas Reading, Gilles Alex Maxime Bonvarlet, Christopher Ian Breakwell, Charles Sinclair Portsmouth and David Anthony Rimmington.
How long has Irwell Insurance Company been in business?
The company was formed on 13 January 1994, and has held its current FCA authorisation since December 2001.

Sources and links

The full report on Irwell Insurance Company Limited

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