Isla Grace Mortgages Ltd

Reference number: 832441

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Isla Grace Mortgages Ltd (FRN 832441) is an AR of HL Partnership Limited (FRN 303397). When you use Isla Grace Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Isla Grace Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When islagracemortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07730 481065 is
  • Who else gives the postcode LL11 5BT
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gareth Walsh Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12831030
Company status
Active
Company type
Private limited company
Incorporated
24 August 2020 (6 years old)
Registered office
Suite 3b Rossett Business Village, Rossett, Wrexham, LL12 0AY, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth Lee Walsh Director Oct 1982 24 Aug 2020 None
Naomi Ruth Walsh Director Apr 1983 24 Aug 2020 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
Instant PDF download

Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Total equity

£25.8k

−14% from £30.1k

Employees (average)

2

−33% from 3

Owed within a year

£18.9k

+6.6% from £17.7k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12831030. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Isla Grace Mortgages’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2021

21 April 2021

  • Changed its registered name from "Gareth Walsh"

FCA register

2020

24 August 2020

  • Incorporated at Companies House
  • Gareth Lee Walsh became a part-owner (25–50% of shares)
  • Naomi Ruth Walsh became a part-owner (25–50% of shares)

Companies House

2019

30 January 2019

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Isla Grace Mortgages

Other firms of the same type (insurance broker), nearest first.

In Wrexham

M A Roberts, H J Williams & A D JonesWrexhamAppointed representativeBASC Direct LimitedWrexhamAppointed representativeArchwood LimitedWrexhamAppointed representativeHafren Dyfrdwy CyfyngedigWrexhamAppointed representativeThe Plassey Leisure Park LtdWrexhamAppointed representativeThe British Association for Shooting and Conservation LimitedWrexhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Isla Grace Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Isla Grace Mortgages Ltd FCA authorised?
Isla Grace Mortgages Ltd (FRN 832441) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Isla Grace Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Isla Grace Mortgages Ltd (FRN 832441) is an AR of HL Partnership Limited (FRN 303397). When you use Isla Grace Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Isla Grace Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Isla Grace Mortgages’ phone number and website?
The FCA register lists the phone number 07730 481065 and the website islagracemortgages.co.uk for Isla Grace Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Isla Grace Mortgages a scam or clone?
Isla Grace Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Isla Grace Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for Isla Grace Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Isla Grace Mortgages?
Companies House lists 2 people with significant control of Isla Grace Mortgages: Mr Gareth Lee Walsh (25–50% of shares) and Mrs Naomi Ruth Walsh (25–50% of shares).
Who runs Isla Grace Mortgages?
Companies House lists 2 directors of Isla Grace Mortgages: Gareth Lee Walsh and Naomi Ruth Walsh.
How long has Isla Grace Mortgages been in business?
The company was formed on 24 August 2020.
What do Isla Grace Mortgages’ latest accounts show?
Its latest accounts, to 31 August 2025, show total equity of £25.8k (−14% from £30.1k).
Does Isla Grace Mortgages use any other names?
It has previously used the name Gareth Walsh.

Sources and links

The full report on Isla Grace Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…