Island Mortgages Ltd

Reference number: 1022993

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 6 January 2025.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07930 848360

  • Last known address

    C/O Jp Accountancy Phoenix House, Rosslyn Crescent, Harrow, Harrow, HA1 2SP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07930 848360 is
  • Who else gives the postcode HA1 2SP
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Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 May 2017 (9 years old)
Registered office
C/O Jp Accountancy Phoenix House, Rosslyn Crescent, Harrow, HA1 2SP, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nathan Anthony Simmonds Director Sep 1987 18 May 2017 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£627

Up £151 from £476

Employees (average)

1

Same as 1

Owed within a year

£22.6k

+122% from £10.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10778084. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Island Mortgages’s history from the FCA register and Companies House, newest first.

2025

6 January 2025

  • Stopped being an appointed representative
  • Began trading as "Island Mortgages"

FCA register

2017

18 May 2017

  • Incorporated at Companies House
  • Nathan Anthony Simmonds took control (75–100% of shares)
  • Nathan Anthony Simmonds appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Island Mortgages

Other FCA-listed firms that share a director, phone number or address with Island Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Island Mortgages

Other firms of the same type (insurance broker), nearest first.

In Harrow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Island Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Island Mortgages Ltd FCA authorised?
No. Island Mortgages Ltd (FRN 1022993) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Island Mortgages a scam or clone?
Island Mortgages is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Island Mortgages?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Island Mortgages has no cover, because it is no longer permitted to carry it out.
Who owns Island Mortgages?
Companies House lists one person with significant control of Island Mortgages: Mr Nathan Anthony Simmonds (75–100% of shares).
Who runs Island Mortgages?
Companies House lists one director of Island Mortgages: Nathan Anthony Simmonds.
How long has Island Mortgages been in business?
The company was formed on 18 May 2017.
What do Island Mortgages’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £627 (up £151 from £476).

Sources and links

The full report on Island Mortgages Ltd

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