IT IS Your Money Ltd

Reference number: 833000

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When itisyourmoney.co.uk first appeared online, and whether it can receive email
  • What kind of line 01803 500601 is
  • Who else gives the postcode TQ2 5BS
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • BankRefunds.org.uk Trading name
  • Endowment-Claim.co.uk Trading name
  • Endowment-Reclaim.co.uk Trading name
  • https://fsavc.org.uk/ Trading name
  • https://payday-loan-refund.co.uk/ Former trading name

FCA permissions and consumer protection

  • Claims management No FSCS cover
    Money you pay a claims company is not FSCS protected, but FCA rules cap what it may charge you for a financial services claim. Complaints about this firm go to the Financial Ombudsman Service free of charge.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07772518
Company status
Active
Company type
Private limited company
Incorporated
13 September 2011 (15 years old)
Registered office
Quay House, Lansdowne Lane, Torquay, TQ2 5BS
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Robin Fintan Woods Director Jan 1969 13 Sep 2011 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£1.55m

<1% from £1.53m

Cash at bank

£64.3k

−61% from £165k

Employees (average)

8

Same as 8

Owed within a year

£108k

−54% from £233k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07772518. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

IT IS Your Money’s history from the FCA register and Companies House, newest first.

Key events (7) All events (16)

2020

6 April 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

31 March 2019

  • No longer regulated by the Claims Management Regulator

FCA register

2016

6 April 2016

  • Charmaine A'Lee became a part-owner (25–50% of shares)
  • Robin Fintan Woods became the majority owner (50–75% of shares)

Companies House

2012

6 March 2012

  • Regulated by the Claims Management Regulator from this date

FCA register

2011

13 September 2011

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms like IT IS Your Money

Other firms of the same type (claims management firm), nearest first.

In Torquay

My Claim Solved LimitedTorquayAuthorised

Elsewhere in the UK

About Claims LtdLondonAuthorisedAbu ShabirBirminghamAuthorisedAccident Assist Nottingham LimitedNottinghamAuthorisedAccident Claims CareWokingAuthorisedAccident Claims Help Time LtdHounslowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on IT IS Your Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is IT IS Your Money Ltd FCA authorised?
Yes, IT IS Your Money Ltd (FRN 833000) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2020 and works as a claims management firm. The FCA has placed no limits on its permissions.
What is IT IS Your Money’s phone number and website?
The FCA register lists the phone number 01803 500601 and the website itISyourmoney.co.uk for IT IS Your Money. If you were given different contact details, use these to check with the firm before going any further.
Is IT IS Your Money a scam or clone?
IT IS Your Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with IT IS Your Money?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how IT IS Your Money handles your money, so check the specific product before you commit. You can also refer complaints about IT IS Your Money to the Financial Ombudsman Service, free of charge.
Who owns IT IS Your Money?
Companies House lists 2 people with significant control of IT IS Your Money: Mr Robin Fintan Woods (50–75% of shares) and Miss Charmaine A'Lee (25–50% of shares).
Who runs IT IS Your Money?
Companies House lists one director of IT IS Your Money: Robin Fintan Woods.
How long has IT IS Your Money been in business?
The company was formed on 13 September 2011, and has held its current FCA authorisation since April 2020.
What do IT IS Your Money’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £1.55m (<1% from £1.53m) and cash at bank of £64.3k (−61% from £165k).
Does IT IS Your Money use any other names?
It trades as BankRefunds.org.uk, Endowment-Claim.co.uk, Endowment-Reclaim.co.uk and https://fsavc.org.uk/. It has previously used the name https://payday-loan-refund.co.uk/.

Sources and links

The full report on IT IS Your Money Ltd

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