Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 1991
- Accounts filed up to 31 July 2025
Responsible principal firm
First Senior Finance Limited Reference number: 726510 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- J & D Mobility Services Ltd (FRN 423236) is an AR of First Senior Finance Limited (FRN 726510). When you use J & D Mobility Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from J & D Mobility Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
5 Pebble Lane, Wellingborough, Northamptonshire, NN8 1AS, United Kingdom
In the full report: 2 background checks
- What kind of line 01933 270009 is
- Who else gives the postcode NN8 1AS
Other names (1)
If you were contacted under any of these names, it is this firm.
- J & D Mobility Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Senior Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- J & D MOBILITY SERVICES LIMITED
- Company number
- 02670866 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 December 1991 (34 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Retail sale of medical and orthopaedic goods in specialised stores (not incl. hearing aids) not elsewhere classified (SIC 47749)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joanne Marie James | Director | May 1954 | 12 Dec 1991 | None |
| Nicola Anne Offord | Director | Jun 1974 | 1 Jun 2011 | None |
| Gavin David James | Director | Jul 1977 | 28 Jan 2026 | None |
| Nicola Anne Offord | Secretary | Not published | 14 Nov 2002 | – |
In the full report: every company its directors have run
- Confirmation that these 3 directors run no other company
- All 6 people who have been directors, with their dates
Filed accounts and finances
Total equity
£86.7k
−27% from £119k
Employees (average)
4
−20% from 5
Owed within a year
£160k
+76% from £91.1k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 02670866. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
J & D Mobility Services’s history from the FCA register and Companies House, newest first.
2026
28 January 2026
- Gavin David Howard James stopped being a part-owner
- Gavin David James became a part-owner (25–50% of shares)
Companies House
2019
22 January 2019
- Gavin David Howard James stopped being a part-owner
- Kelly Elizabeth James gave up control
- Kelly James gave up control
- Mark Offord stopped being a part-owner
Companies House
2016
6 April 2016
- Gavin David Howard James became a part-owner (25–50% of shares)
- Joanne Marie James became a part-owner (25–50% of shares)
- Kelly Elizabeth James took control (75–100% of shares)
- Kelly James took control (75–100% of shares)
- Mark Offord became a part-owner (25–50% of shares)
- Nicola Anne Offord became a part-owner (25–50% of shares)
Companies House
2011
5 May 2011
- Changed its registered name from "J & D Mobility"
FCA register
2005
14 January 2005
- Became an appointed representative
FCA register
1991
12 December 1991
- Incorporated at Companies House
Companies House
In the full report: all 22 events
- All 22 events in its history (15 shown here)
- Every director appointment and resignation: 7
Firms like J & D Mobility Services
Other firms of the same type (retailer), nearest first.
In Wellingborough
In the Northampton (NN) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on J & D Mobility Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 22 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk