Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
TMG Direct Limited Reference number: 786245 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- J H Finance and Mortgages Limited (FRN 813467) is an AR of TMG Direct Limited (FRN 786245). When you use J H Finance and Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from J H Finance and Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
York House, 20 York Street, Manchester, Manchester, M2 3BB, United Kingdom
In the full report: 2 background checks
- What kind of line 01244 321080 is
- Who else gives the postcode M2 3BB
Other names (2)
If you were contacted under any of these names, it is this firm.
- Wire Financial Services Trading name: A name it trades under now.
- JH Financial Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
J H Finance and Mortgages’s history from the FCA register and Companies House, newest first.
2019
12 June 2019
- Changed its registered name from "JH Finance and Mortgages Limited"
FCA register
2018
10 July 2018
- Became an appointed representative
FCA register
In the full report: all 5 events
- All 5 events in its history (2 shown here)
Firms connected to J H Finance and Mortgages
Other FCA-listed firms that share a director, phone number or address with J H Finance and Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like J H Finance and Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Manchester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on J H Finance and Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 5 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is J H Finance and Mortgages Limited FCA authorised?
What does appointed representative mean for J H Finance and Mortgages?
What is J H Finance and Mortgages’ phone number?
Is J H Finance and Mortgages a scam or clone?
Is my money safe with J H Finance and Mortgages?
Does J H Finance and Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk