J.K.C. Specialist Cars Limited

Reference number: 412381

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • J.K.C. Specialist Cars Limited (FRN 412381) is an AR of Automotive Compliance Limited (FRN 497010). When you use J.K.C. Specialist Cars's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from J.K.C. Specialist Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jkcbmw.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 7035 5222 is
  • Who else gives the postcode BT52 1QS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Jkc Specialist Cars Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 November 1978 (47 years old)
Registered office
7/9 Millburn Road, Coleraine, Co Londonderry, BT52 1QS
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
John Kenneth Cassidy Director Mar 1942 30 Nov 1978 2 other companies
Mary S Cassidy Director Nov 1950 30 Nov 1978 2 other companies
Niall Macflynn Director Sep 1971 13 Oct 2015 2 other companies
Mary S Cassidy Secretary Not published 30 Nov 1978 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 3 directors run together
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£658k

−28% from £911k

Net assets

£12.1m

+4.2% from £11.6m

Cash at bank

£212k

−80% from £1.08m

Owed within a year

£5.32m

−25% from £7.06m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £51.6m, for the year to 31 December 2022.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI013216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

J.K.C. Specialist Cars’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • J.K.C Garages (Coleraine) Limited took control (75–100% of shares)

Companies House

26 January 2016

  • Changed its registered name from "J.K.C. Specialist Cars Ltd"

FCA register

2015

3 November 2015

  • Changed its registered name from "Jkc Specialist Cars Ltd"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

1978

30 November 1978

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like J.K.C. Specialist Cars

Other firms of the same type (car dealer), nearest first.

In Coleraine

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on J.K.C. Specialist Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is J.K.C. Specialist Cars Limited FCA authorised?
J.K.C. Specialist Cars Limited (FRN 412381) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for J.K.C. Specialist Cars?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. J.K.C. Specialist Cars Limited (FRN 412381) is an AR of Automotive Compliance Limited (FRN 497010). When you use J.K.C. Specialist Cars's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from J.K.C. Specialist Cars, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is J.K.C. Specialist Cars’ phone number and website?
The FCA register lists the phone number 028 7035 5222 and the website jkcbmw.co.uk for J.K.C. Specialist Cars. If you were given different contact details, use these to check with the firm before going any further.
Is J.K.C. Specialist Cars a scam or clone?
J.K.C. Specialist Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J.K.C. Specialist Cars?
Protection works through Automotive Compliance Limited, the principal firm responsible for J.K.C. Specialist Cars's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns J.K.C. Specialist Cars?
J.K.C. Specialist Cars is owned by J.K.C Garages (Coleraine) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs J.K.C. Specialist Cars?
Companies House lists 3 directors of J.K.C. Specialist Cars: John Kenneth Cassidy, Mary S Cassidy and Niall Macflynn.
How long has J.K.C. Specialist Cars been in business?
The company was formed on 30 November 1978.
What do J.K.C. Specialist Cars’ latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £658k (−28% from £911k) and net assets of £12.1m (+4.2% from £11.6m).
Does J.K.C. Specialist Cars use any other names?
It has previously used the name Jkc Specialist Cars Ltd.

Sources and links

The full report on J.K.C. Specialist Cars Limited

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