J & S Montgomery Limited

Reference number: 671758

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jsmontgomery.co.uk first appeared online, and whether it can receive email
  • What kind of line 01505 500011 is
  • Who else gives the postcode KA15 1LP
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC296722
Company status
Active
Company type
Private limited company
Incorporated
7 February 2006 (20 years old)
Registered office
Willowburn Road, Willowyard Industrial Estate, Neith, North Ayrshire, KA15 1LP, Scotland
Nature of business
  • Repair of machinery (SIC 33120)
  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft (SIC 46140)

Directors and company secretaries

Name Role Born Appointed Other companies
James Hood Director Apr 1954 7 Feb 2006 None
Carrol Montgomery Director Jul 1950 7 Feb 2006 None
Colin William Montgomery Director Jun 1979 7 Feb 2006 None
John Douglas Montgomery Director Mar 1979 7 Feb 2006 None
John Oliver Vance Montgomery Director Nov 1946 7 Feb 2006 None
John Oliver Vance Montgomery Secretary Not published 7 Feb 2006 None

In the full report: every company its directors have run

  • Confirmation that these 5 directors run no other company
  • All 7 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Group accountsAudited

Turnover

£27.6m

First group accounts: no earlier group figure to compare

Profit before tax

£696k

First group accounts: no earlier group figure to compare

Net assets

£4.39m

First group accounts: no earlier group figure to compare

Cash at bank

£271k

First group accounts: no earlier group figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 October 2025 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 31 October 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company SC296722. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

J & S Montgomery’s history from the FCA register and Companies House, newest first.

Key events (3) All events (13)

2015

26 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

7 February 2006

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (3 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms like J & S Montgomery

Other firms of the same type (credit broker), nearest first.

In the Kilmarnock (KA) postcode area

Cameron ConnellKilmarnockAuthorisedColin MacdonaldIrvineAuthorisedGwilym ColemanGirvanAuthorisedIrvine Golf ClubIrvineAuthorisedJames T Walker JnrMayboleAuthorisedKilmarnock (Barassie) Golf ClubTroonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on J & S Montgomery

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is J & S Montgomery Limited FCA authorised?
Yes, J & S Montgomery Limited (FRN 671758) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is J & S Montgomery’s phone number and website?
The FCA register lists the phone number 01505 500011 and the website jsmontgomery.co.uk for J & S Montgomery. If you were given different contact details, use these to check with the firm before going any further.
Is J & S Montgomery a scam or clone?
J & S Montgomery is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J & S Montgomery?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how J & S Montgomery handles your money, so check the specific product before you commit. You can also refer complaints about J & S Montgomery to the Financial Ombudsman Service, free of charge.
Who runs J & S Montgomery?
Companies House lists 5 directors of J & S Montgomery: James Hood, Carrol Montgomery, Colin William Montgomery, John Douglas Montgomery and John Oliver Vance Montgomery.
How long has J & S Montgomery been in business?
The company was formed on 7 February 2006, and has held its current FCA authorisation since February 2015.
What do J & S Montgomery’s latest accounts show?
Its latest accounts, to 31 October 2025, show turnover of £27.6m (first group accounts: no earlier group figure to compare) and profit before tax of £696k (first group accounts: no earlier group figure to compare).

Sources and links

The full report on J & S Montgomery Limited

£19.99 · Instant PDF download

Loading secure checkout…