J2P Autos Ltd

Reference number: 833404

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When loanonyourcar.co.uk first appeared online, and whether it can receive email
  • What kind of line 07725 150852 is
  • Who else gives the postcode NW9 6TD
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Loanonyourcar Trading name
  • Varooma Former trading name
  • Varooma.com Former trading name
  • Varooma.co.uk Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Requirement prohibiting the carrying on of pawnbroking business
    1. The Firm must not, without the prior written consent of the FCA, enter into any regulated credit agreements (“RCAs”) where the Firm takes pawned items of value from customers on pledge as security for the RCAs. 2. The Firm must not, without the prior written consent of the FCA, exercise or have the right to exercise the lender’s rights and duties under a RCA where pawned items have been provided by the customer on pledge as security.
  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11722211
Company status
Active
Company type
Private limited company
Incorporated
11 December 2018 (7 years old)
Registered office
C/O Parker Cavendish, Suite 301, Stanmore Business And Innovation Centre, Howard Road, Stanmore, Middlesex, HA7 1FW, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Julian Michael Goldie Director Apr 1969 11 Dec 2018 4 other companies
Jeremy Marc Hilburn Director Jun 1968 11 Dec 2018 1 other company
Paul Adam Hilburn Director Jul 1969 11 Dec 2018 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£113k

+88% from £59.8k

Cash at bank

£88.0k

+31% from £67.2k

Employees (average)

10

−17% from 12

Owed within a year

£2.00m

−16% from £2.37m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11722211. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

J2P Autos’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2022

22 December 2022

  • FCA imposed a requirement (Requirement prohibiting the carrying on of pawnbroking business)

FCA register

2019

28 May 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2018

11 December 2018

  • Incorporated at Companies House
  • Jeremy Marc Hilburn became a part-owner (25–50% of shares)
  • Julian Michael Goldie became a part-owner (25–50% of shares)
  • Paul Adam Hilburn became a part-owner (25–50% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to J2P Autos

Other FCA-listed firms that share a director, phone number or address with J2P Autos. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like J2P Autos

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on J2P Autos

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is J2P Autos Ltd FCA authorised?
Yes, J2P Autos Ltd (FRN 833404) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2019 and works as a lender. The FCA has placed 2 limits on what it may do.
What is J2P Autos’ phone number and website?
The FCA register lists the phone number 07725 150852 and the website loanonyourcar.co.uk for J2P Autos. If you were given different contact details, use these to check with the firm before going any further.
Is J2P Autos a scam or clone?
J2P Autos is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with J2P Autos?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how J2P Autos handles your money, so check the specific product before you commit. You can also refer complaints about J2P Autos to the Financial Ombudsman Service, free of charge.
Who owns J2P Autos?
Companies House lists 3 people with significant control of J2P Autos: Mr Paul Adam Hilburn (25–50% of shares), Mr Julian Michael Goldie (25–50% of shares) and Mr Jeremy Marc Hilburn (25–50% of shares).
Who runs J2P Autos?
Companies House lists 3 directors of J2P Autos: Julian Michael Goldie, Jeremy Marc Hilburn and Paul Adam Hilburn.
How long has J2P Autos been in business?
The company was formed on 11 December 2018, and has held its current FCA authorisation since May 2019.
What do J2P Autos’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £113k (+88% from £59.8k) and cash at bank of £88.0k (+31% from £67.2k).
Does J2P Autos use any other names?
It trades as Loanonyourcar. It has previously used 3 other names: Varooma, Varooma.com and Varooma.co.uk.

Sources and links

The full report on J2P Autos Ltd

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