JA Gardner & Sons

Reference number: 677396

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Authorised by the FCA

JA Gardner & Sons is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jagardnerandsons.co.uk first appeared online, and whether it can receive email
  • What kind of line 01539 722215 is
  • Who else gives the postcode LA9 6ES
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

JA Gardner & Sons’s history from the FCA register and Companies House, newest first.

2023

6 November 2023

  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2016

21 March 2016

  • FCA recorded a standard requirement (No CBTL business unless registered)

FCA register

2015

26 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like JA Gardner & Sons

Other firms of the same type (credit broker), nearest first.

In Kendal

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JA Gardner & Sons

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is JA Gardner & Sons FCA authorised?
Yes, JA Gardner & Sons (FRN 677396) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is JA Gardner & Sons’ phone number and website?
The FCA register lists the phone number 01539 722215 and the website jagardnerandsons.co.uk for JA Gardner & Sons. If you were given different contact details, use these to check with the firm before going any further.
Is JA Gardner & Sons a scam or clone?
JA Gardner & Sons is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JA Gardner & Sons?
It may control client money but not hold it. Protection depends on which product you hold and how JA Gardner & Sons handles your money, so check the specific product before you commit. You can also refer complaints about JA Gardner & Sons to the Financial Ombudsman Service, free of charge.

Sources and links

The full report on JA Gardner & Sons

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