Jack Joy Insurance Ltd.

Reference number: 529070

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jackjoy.co.uk first appeared online, and whether it can receive email
  • What kind of line 01937 582323 is
  • Who else gives the postcode LS22 6LY
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 April 2010 (16 years old)
Registered office
66 North Street, Wetherby, LS22 6LY, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jayne Ann Joy Director Jun 1972 1 Apr 2010 None
John Richard Joy Director Mar 1969 1 Apr 2010 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 July 2026Full accountsNot audited

Net assets

£59.4k

+2.7% from £57.8k

Cash at bank

£242k

+9.5% from £221k

Owed within a year

£302k

+2.7% from £294k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07211028. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jack Joy Insurance’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Jayne Ann Joy became a part-owner (25–50% of shares)
  • John Richard Joy became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

30 March 2011

  • Regulated by the Financial Services Authority from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2010

1 April 2010

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Jack Joy Insurance

Other firms of the same type (insurance broker), nearest first.

In Wetherby

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jack Joy Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Jack Joy Insurance Ltd. FCA authorised?
Yes, Jack Joy Insurance Ltd. (FRN 529070) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2011 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Jack Joy Insurance’s phone number and website?
The FCA register lists the phone number 01937 582323 and the website jackjoy.co.uk for Jack Joy Insurance. If you were given different contact details, use these to check with the firm before going any further.
Is Jack Joy Insurance a scam or clone?
Jack Joy Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jack Joy Insurance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Jack Joy Insurance to the Financial Ombudsman Service, free of charge.
Who owns Jack Joy Insurance?
Companies House lists 2 people with significant control of Jack Joy Insurance: John Richard Joy (50–75% of shares) and Jayne Ann Joy (25–50% of shares).
Who runs Jack Joy Insurance?
Companies House lists 2 directors of Jack Joy Insurance: Jayne Ann Joy and John Richard Joy.
How long has Jack Joy Insurance been in business?
The company was formed on 1 April 2010, and has held its current FCA authorisation since March 2011.
What do Jack Joy Insurance’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £59.4k (+2.7% from £57.8k) and cash at bank of £242k (+9.5% from £221k).

Sources and links

The full report on Jack Joy Insurance Ltd.

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