Jai Atwal Ltd

Reference number: 403623

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jai Atwal Ltd (FRN 403623) is an AR of Openwork Limited (FRN 408285). When you use Jai Atwal's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jai Atwal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 704 4768

  • Address

    968 Warwick Road, Solihull, B91 3HN, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 704 4768 is
  • Who else gives the postcode B91 3HN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Atwal Wealth Management Trading name
  • Atwal Mortgage & Financial Services Former name
  • Harpreet Atwal Former name
  • NRI Wealth Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05840915
Company status
Active
Company type
Private limited company
Incorporated
8 June 2006 (20 years old)
Registered office
968 Warwick Road, Solihull, B91 3HN, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Harpreet Singh Atwal Director Jul 1979 8 Jun 2006 7 other companies
Sukhdeep Kaur Atwal Director Mar 1978 20 Oct 2021 1 other company
Sukhdeep Kaur Atwal Secretary Not published 8 Jun 2006 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
still active
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£43.0k

+9.7% from £39.3k

Employees (average)

4

−33% from 6

Owed within a year

£61.5k

−1.6% from £62.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05840915. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jai Atwal’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2016

6 April 2016

  • Harpreet Singh Atwal took control (75–100% of shares)

Companies House

2008

21 May 2008

  • Changed its registered name from "Harpreet Atwal"

FCA register

2007

8 January 2007

  • Changed its registered name from "Atwal Mortgage & Financial Services"

FCA register

2006

8 June 2006

  • Incorporated at Companies House

Companies House

2004

7 September 2004

  • Became an appointed representative

FCA register

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Jai Atwal

Other firms of the same type (financial adviser), nearest first.

In Solihull

Adrian WagstaffSolihullAppointed representativeAIT Business Solutions LimitedSolihullAppointed representativeAndrew LangdellSolihullAppointed representativeAndrew MitchellSolihullAppointed representativeAW Wealth LtdSolihullAppointed representativeBabar HussainSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jai Atwal

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Jai Atwal Ltd FCA authorised?
Jai Atwal Ltd (FRN 403623) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jai Atwal?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jai Atwal Ltd (FRN 403623) is an AR of Openwork Limited (FRN 408285). When you use Jai Atwal's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jai Atwal, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jai Atwal’s phone number?
The FCA register lists the phone number 0121 704 4768 for Jai Atwal. If you were given different contact details, use these to check with the firm before going any further.
Is Jai Atwal a scam or clone?
Jai Atwal is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jai Atwal?
Protection works through Openwork Limited, the principal firm responsible for Jai Atwal's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jai Atwal?
Companies House lists one person with significant control of Jai Atwal: Mr Harpreet Singh Atwal (75–100% of shares).
Who runs Jai Atwal?
Companies House lists 2 directors of Jai Atwal: Harpreet Singh Atwal and Sukhdeep Kaur Atwal.
How long has Jai Atwal been in business?
The company was formed on 8 June 2006.
What do Jai Atwal’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £43.0k (+9.7% from £39.3k).
Does Jai Atwal use any other names?
It trades as Atwal Wealth Management. It has previously used 3 other names: Atwal Mortgage & Financial Services, Harpreet Atwal and NRI Wealth.

Sources and links

The full report on Jai Atwal Ltd

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