James Chaney

Reference number: 1017127

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Appointed representative

James Chaney does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • James Chaney (FRN 1017127) is an AR of First Complete Limited (FRN 435779). When you use James Chaney's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from James Chaney, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07706 631163

  • Address

    The Maylands Building, Maylands Avenue, Hemel Hempstead Industrial Estate, Hemel Hempstead, Hertfordshire, HP2 7TG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07706 631163 is
  • Who else gives the postcode HP2 7TG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Skylight Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

James Chaney’s history from the FCA register and Companies House, newest first.

2024

21 August 2024

  • Became an appointed representative
  • Began trading as "Skylight Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like James Chaney

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hemel Hempstead

Atlas Business Finance LtdHemel HempsteadAppointed representativeIMA Mortgages & Protection LtdHemel HempsteadAppointed representativeNicholas James ThomasHemel HempsteadAppointed representativeOliver WarmingtonHemel HempsteadAppointed representativeThe Mortgage Firm LimitedHemel HempsteadAppointed representativeTudor Mortgages LtdHemel HempsteadAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Chaney

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is James Chaney FCA authorised?
James Chaney (FRN 1017127) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for James Chaney?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. James Chaney (FRN 1017127) is an AR of First Complete Limited (FRN 435779). When you use James Chaney's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from James Chaney, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is James Chaney’s phone number?
The FCA register lists the phone number 07706 631163 for James Chaney. If you were given different contact details, use these to check with the firm before going any further.
Is James Chaney a scam or clone?
James Chaney is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with James Chaney?
Protection works through First Complete Limited, the principal firm responsible for James Chaney's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does James Chaney use any other names?
It trades as Skylight Mortgages.

Sources and links

The full report on James Chaney

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