No longer authorised
James Duncan t/a W & J Duncan is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 28 August 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
wjduncangarage.co.uk
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Last known phone number
01700 503094
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Last known address
W & J Duncan Garage, Mill Street, Rothesay, Isle Of Bute, Argyll & Bute, PA20 0EY, United Kingdom
In the full report: 3 background checks
- When wjduncangarage.co.uk first appeared online, and whether it can receive email
- What kind of line 01700 503094 is
- Who else gives the postcode PA20 0EY
Other names (1)
If you were contacted under any of these names, it is this firm.
- W & J DUNCAN Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
James Duncan t/a W & J Duncan’s history from the FCA register and Companies House, newest first.
2026
28 August 2026
- No longer regulated by the FCA
- Stopped being authorised by the FCA
FCA register
2024
6 August 2024
- Began trading as "W & J DUNCAN"
FCA register
2014
17 September 2014
- Regulated by the FCA from this date
FCA register
Director appointments and resignations, and trading names, appear under All events.
Get the full report on James Duncan t/a W & J Duncan
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
Is James Duncan t/a W & J Duncan FCA authorised?
Is James Duncan t/a W & J Duncan a scam or clone?
Is my money safe with James Duncan t/a W & J Duncan?
Does James Duncan t/a W & J Duncan use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Report a scam to the FCA fca.org.uk