James Gardiner

Reference number: 714229

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Authorised by the FCA

James Gardiner is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gowanbankgarage.co.uk first appeared online, and whether it can receive email
  • What kind of line 01382 611375 is
  • Who else gives the postcode DD2 3EN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Gowanbank Garage Trading name
  • J Gardiner Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

James Gardiner’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2020

29 June 2020

  • Changed its registered name from "James Gardiner"

FCA register

2015

6 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
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Firms like James Gardiner

Other firms of the same type (credit broker), nearest first.

In Dundee

AJT&L Marketing LtdDundeeAuthorisedAngela Watson Avril AitkenDundeeAuthorisedDundee Cosmetic LtdDundeeSee the registerGraham Reid & Barry ReidDundeeAuthorisedNicholas Davey & Euan ThomasDundeeAuthorisedS.k. Asset Finance LimitedDundeeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Gardiner

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is James Gardiner FCA authorised?
Yes, James Gardiner (FRN 714229) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is James Gardiner’s phone number and website?
The FCA register lists the phone number 01382 611375 and the website gowanbankgarage.co.uk for James Gardiner. If you were given different contact details, use these to check with the firm before going any further.
Is James Gardiner a scam or clone?
James Gardiner is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with James Gardiner?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how James Gardiner handles your money, so check the specific product before you commit. You can also refer complaints about James Gardiner to the Financial Ombudsman Service, free of charge.
Does James Gardiner use any other names?
It trades as Gowanbank Garage. It has previously used the name J Gardiner.

Sources and links

The full report on James Gardiner

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