James Insurance Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 20 years
Your funds are protected by FSCS
No FCA actions
Active company since 2005
Accounts filed up to 31 July 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

james-insurance.co.uk (opens in a new tab)
Phone number

020 8644 8494
Address

James Insurance Services Ltd, Castle House, Park Road, Banstead, Surrey, SM7 3BT, United Kingdom

In the full report: 3 background checks

When james-insurance.co.uk first appeared online, and whether it can receive email
What kind of line 020 8644 8494 is
Who else gives the postcode SM7 3BT

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05398104 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 18 March 2005 (21 years old)
Registered office: 9 Cheam Road, Epsom, KT17 1SP, England
Nature of business: Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
James Joseph Conroy	Director	Jun 1955	18 Mar 2005	None
Zena Conroy	Director	May 1957	18 Mar 2005	None
James Joseph Conroy	Secretary	Not published	18 Mar 2005	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company
All 5 people who have been directors, with their dates

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£66.5k

−4.6% from £69.7k

Cash at bank

£314k

+4.4% from £301k

Employees (average)

7

+17% from 6

Owed within a year

£307k

−6.4% from £328k

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2022 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05398104. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

James Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2016

6 April 2016

James Joseph Conroy became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2006

3 April 2006

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2005

18 March 2005

Incorporated at Companies House

Companies House

In the full report: all 14 events

All 14 events in its history (5 shown here)
Every director appointment and resignation: 6

Firms connected to James Insurance Services

Other FCA-listed firms that share a director, phone number or address with James Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like James Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Banstead

Commercial Insurance Services LimitedBansteadAuthorised County Insurance Brokers LimitedBansteadAuthorised Hillier Buchan LimitedBansteadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 14 events in its history
3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is James Insurance Services Limited FCA authorised?

Yes, James Insurance Services Limited (FRN 447231) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2006 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is James Insurance Services’ phone number and website?

The FCA register lists the phone number 020 8644 8494 and the website james-insurance.co.uk for James Insurance Services. If you were given different contact details, use these to check with the firm before going any further.

Is James Insurance Services a scam or clone?

James Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with James Insurance Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about James Insurance Services to the Financial Ombudsman Service, free of charge.

Who owns James Insurance Services?

Companies House lists one person with significant control of James Insurance Services: Mr James Joseph Conroy (25–50% of shares).

Who runs James Insurance Services?

Companies House lists 2 directors of James Insurance Services: James Joseph Conroy and Zena Conroy.

How long has James Insurance Services been in business?

The company was formed on 18 March 2005, and has held its current FCA authorisation since April 2006.

What do James Insurance Services’ latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £66.5k (−4.6% from £69.7k) and cash at bank of £314k (+4.4% from £301k).