James Stephenson

Reference number: 1007052

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Introducer appointed representative

James Stephenson can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Policy Link Limited Reference number: 916480 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • James Stephenson (FRN 1007052) introduces customers to Policy Link Limited (FRN 916480). Any regulated advice or arranging is done by the principal, not James Stephenson.
  • Example: if James Stephenson refers you to a financial adviser, the advice should come from the principal firm, not from James Stephenson itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07301 570959

  • Address

    184 St. Annes Road East, Lytham St. Annes, Lancashire, FY8 3HR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07301 570959 is
  • Who else gives the postcode FY8 3HR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Policy Link Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like James Stephenson

Other firms of the same type (insurance broker), nearest first.

In Lytham St. Annes

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on James Stephenson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is James Stephenson FCA authorised?
James Stephenson (FRN 1007052) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for James Stephenson?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. James Stephenson (FRN 1007052) introduces customers to Policy Link Limited (FRN 916480). Any regulated advice or arranging is done by the principal, not James Stephenson. Example: if James Stephenson refers you to a financial adviser, the advice should come from the principal firm, not from James Stephenson itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is James Stephenson’s phone number?
The FCA register lists the phone number 07301 570959 for James Stephenson. If you were given different contact details, use these to check with the firm before going any further.
Is James Stephenson a scam or clone?
James Stephenson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with James Stephenson?
Protection works through Policy Link Limited, the principal firm responsible for James Stephenson's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on James Stephenson

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