Jane Smith Financial Planning Limited

Reference number: 212859

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When janesmithfinancial.com first appeared online, and whether it can receive email
  • What kind of line 01234 713131 is
  • Who else gives the postcode MK46 5FP
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04371002
Company status
Active
Company type
Private limited company
Incorporated
11 February 2002 (24 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Pension funding (SIC 65300)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicola Jane Watts Director Nov 1975 31 Jan 2006 None
Ian Campbell Director Jan 1982 2 Apr 2026 12 other companies
Andrew Michael Dines Director Jun 1982 2 Apr 2026 12 other companies
Vikki Venerus Director Aug 1974 2 Apr 2026 11 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
3
are FCA-registered
5

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • The 12 companies these 4 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£549k

+42% from £386k

Cash at bank

£592k

+228% from £181k

Owed within a year

£125k

+22% from £103k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04371002. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jane Smith Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (20)

2026

2 April 2026

  • Aab Wealth Limited took control (75–100% of shares)
  • Nicola Jane Watts gave up control

Companies House

2016

6 April 2016

  • Nicola Jane Watts took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2002

23 August 2002

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

11 February 2002

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (7 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Jane Smith Financial Planning

Other FCA-listed firms that share a director, phone number or address with Jane Smith Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
5
share its postcode
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (5), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Jane Smith Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Olney

Twigden Asset Management LimitedOlneyAuthorisedCFS Wealth Planning LimitedOlneyAppointed representativeRobert KiddOlneyAppointed representativeThe Finance Clinic LtdOlneyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jane Smith Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Jane Smith Financial Planning Limited FCA authorised?
Yes, Jane Smith Financial Planning Limited (FRN 212859) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2002 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Jane Smith Financial Planning’s phone number and website?
The FCA register lists the phone number 01234 713131 and the website janesmithfinancial.com for Jane Smith Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Jane Smith Financial Planning a scam or clone?
Jane Smith Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jane Smith Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Jane Smith Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Jane Smith Financial Planning?
Jane Smith Financial Planning is owned by Aab Wealth Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 2 April 2026. Before that, it was controlled by Mrs Nicola Jane Watts.
Who runs Jane Smith Financial Planning?
Companies House lists 4 directors of Jane Smith Financial Planning: Nicola Jane Watts, Ian Campbell, Andrew Michael Dines and Vikki Venerus.
How long has Jane Smith Financial Planning been in business?
The company was formed on 11 February 2002, and has held its current FCA authorisation since August 2002.
What do Jane Smith Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £549k (+42% from £386k) and cash at bank of £592k (+228% from £181k).

Sources and links

The full report on Jane Smith Financial Planning Limited

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