Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £33.3k more than it owned
Responsible principal firm
Tabeo Finance Limited Reference number: 777539 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- JANET STEWART LTD (FRN 987073) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not JANET STEWART.
- Example: if JANET STEWART refers you to a financial adviser, the advice should come from the principal firm, not from JANET STEWART itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
4 Almswall Road, Kilwinning, North Ayrshire, KA13 6BN, United Kingdom
In the full report: 2 background checks
- What kind of line 01294 552598 is
- Who else gives the postcode KA13 6BN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Abbeyview Dental surgery Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC626652 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 April 2019 (7 years old)
- Registered office
- 109 Newton Street, Greenock, PA16 8SH, Scotland
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Janet Catherine Jardine | Director | Mar 1985 | 3 Apr 2019 | 1 other company |
| Charles Roderick Stewart | Director | Sep 1953 | 3 Apr 2019 | 57 other companies |
| James Martin Harvey | Director | Nov 1983 | 8 Sep 2025 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 58
- closed down
- 7
- run together
- 1
In the full report: all 58 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 3 directors run together
Filed accounts and finances
Net assets
−£33.3k
Up £16.7k from −£49.9k
Employees (average)
10
Same as 10
Owed within a year
£64.7k
−23% from £83.9k
Net assets are negative: on its last balance sheet the company owed £33.3k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC626652. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Janet Stewart’s history from the FCA register and Companies House, newest first.
2022
14 November 2022
- Became an introducer appointed representative
FCA register
2019
3 April 2019
- Incorporated at Companies House
- Janet Catherine Jardine took control (75–100% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms like Janet Stewart
Other firms of the same type (dental or medical practice), nearest first.
In the Kilmarnock (KA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Janet Stewart
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 58 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk