JAP UK Holdings Ltd

Reference number: 1055781

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

EFT Finance Limited Reference number: 667290 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JAP UK Holdings Ltd (FRN 1055781) is an AR of EFT Finance Limited (FRN 667290). When you use JAP UK Holdings's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JAP UK Holdings, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When bigkitfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07949 886822 is
  • Who else gives the postcode HG2 7JT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Big Kit Asset Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through EFT Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17153865
Company status
Active
Company type
Private limited company
Incorporated
13 April 2026 (less than a year old)
Registered office
15 Forest Way, Harrogate, HG2 7JT, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Joshua Alexander Parker Director Sep 1995 13 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

JAP UK Holdings’s history from the FCA register and Companies House, newest first.

2026

6 July 2026

  • Began trading as "Big Kit Asset Finance"

FCA register

5 June 2026

  • Became an appointed representative

FCA register

13 April 2026

  • Incorporated at Companies House
  • Joshua Alexander Parker took control (75–100% of shares)
  • Joshua Alexander Parker appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like JAP UK Holdings

Other firms of the same type (credit broker), nearest first.

In Harrogate

Laverton Finance LimitedHarrogateAppointed representativeTotal Finance LimitedHarrogateAppointed representativeBelmont-Birklands School Trust LimitedHarrogateAppointed representativeComplete Tuition LtdHarrogateAppointed representativeDumela Logistics LimitedHarrogateAppointed representativeHarrogate V.E. LimitedHarrogateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JAP UK Holdings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 5 events in its history

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Frequently asked questions about this firm

Is JAP UK Holdings Ltd FCA authorised?
JAP UK Holdings Ltd (FRN 1055781) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for JAP UK Holdings?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. JAP UK Holdings Ltd (FRN 1055781) is an AR of EFT Finance Limited (FRN 667290). When you use JAP UK Holdings's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from JAP UK Holdings, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is JAP UK Holdings’ phone number and website?
The FCA register lists the phone number 07949 886822 and the website bigkitfinance.co.uk for JAP UK Holdings. If you were given different contact details, use these to check with the firm before going any further.
Is JAP UK Holdings a scam or clone?
JAP UK Holdings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JAP UK Holdings?
Protection works through EFT Finance Limited, the principal firm responsible for JAP UK Holdings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns JAP UK Holdings?
Companies House lists one person with significant control of JAP UK Holdings: Joshua Alexander Parker (75–100% of shares).
Who runs JAP UK Holdings?
Companies House lists one director of JAP UK Holdings: Joshua Alexander Parker.
How long has JAP UK Holdings been in business?
The company was formed on 13 April 2026.
Does JAP UK Holdings use any other names?
It trades as Big Kit Asset Finance.

Sources and links

The full report on JAP UK Holdings Ltd

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