Jay B2l Ltd

Reference number: 816844

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • JAY B2L LTD (FRN 816844) is an AR of Connect IFA Ltd (FRN 441505). When you use JAY B2L's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from JAY B2L, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8355 2271

  • Address

    160 Green Lane, London, SE9 2AR, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8355 2271 is
  • Who else gives the postcode SE9 2AR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • BTL Financial Services Trading name: A name it trades under now.
  • BTL Property Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 February 2015 (11 years old)
Registered office
160 Green Lane, London, SE9 2AR, England
Nature of business
  • Buying and selling of own real estate (SIC 68100)
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Janarththanan Jegatheeswaran Director Dec 1985 9 Feb 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

£19.4k

−42% from £33.5k

Cash at bank

£7,331

−40% from £12.1k

Employees (average)

1

Same as 1

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09429752. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jay B2l’s history from the FCA register and Companies House, newest first.

2018

20 August 2018

  • Became an appointed representative

FCA register

1 January 2018

  • Davina Sutharshini Marisa Philips stopped being a part-owner

Companies House

2016

6 April 2016

  • Davina Sutharshini Marisa Philips became a part-owner (25–50% of shares)
  • Janarththanan Jegatheeswaran became a part-owner (25–50% of shares)

Companies House

2015

9 February 2015

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Jay B2l

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jay B2l

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Jay B2l Ltd FCA authorised?
Jay B2l Ltd (FRN 816844) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jay B2l?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jay B2l Ltd (FRN 816844) is an AR of Connect IFA Ltd (FRN 441505). When you use Jay B2l's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jay B2l, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jay B2l’s phone number?
The FCA register lists the phone number 020 8355 2271 for Jay B2l. If you were given different contact details, use these to check with the firm before going any further.
Is Jay B2l a scam or clone?
Jay B2l is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jay B2l?
Protection works through Connect IFA Ltd, the principal firm responsible for Jay B2l's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Jay B2l?
Companies House lists one person with significant control of Jay B2l: Mr Janarththanan Jegatheeswaran (25–50% of shares). Before that, it was controlled by Dr Davina Sutharshini Marisa Philips.
Who runs Jay B2l?
Companies House lists one director of Jay B2l: Janarththanan Jegatheeswaran.
How long has Jay B2l been in business?
The company was formed on 9 February 2015.
What do Jay B2l’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £19.4k (−42% from £33.5k) and cash at bank of £7,331 (−40% from £12.1k).
Does Jay B2l use any other names?
It trades as BTL Financial Services and BTL Property Services.

Sources and links

The full report on Jay B2l Ltd

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