JBD Financial Planning Limited

Reference number: 777888

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 2 May 2017.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07739 299333

  • Last known address

    39 Rivehall Avenue, Welton, Lincoln, LN2 3LH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07739 299333 is
  • Who else gives the postcode LN2 3LH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Flying Colours Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 April 2017 (9 years old)
Registered office
39 Rivehall Avenue Welton, Lincoln, LN2 3LH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Brian Drakes Director Jun 1968 28 Apr 2017 None
John Brian Drakes Secretary Not published 28 Apr 2017 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£11.7k

−23% from £15.2k

Cash at bank

£20.9k

+2.6% from £20.4k

Employees (average)

1

Same as 1

Owed within a year

£9,345

+56% from £5,996

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10745286. Figures are exactly as filed; nothing is estimated.

Key dates in its history

JBD Financial Planning’s history from the FCA register and Companies House, newest first.

2017

2 May 2017

  • Stopped being an appointed representative
  • Began trading as "Flying Colours"

FCA register

28 April 2017

  • Incorporated at Companies House
  • John Brian Drakes gained significant control
  • John Brian Drakes appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like JBD Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Lincoln

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JBD Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is JBD Financial Planning Limited FCA authorised?
No. JBD Financial Planning Limited (FRN 777888) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is JBD Financial Planning a scam or clone?
JBD Financial Planning is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with JBD Financial Planning?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with JBD Financial Planning has no cover, because it is no longer permitted to carry it out.
Who owns JBD Financial Planning?
Companies House lists one person with significant control of JBD Financial Planning: Mr John Brian Drakes (significant influence or control).
Who runs JBD Financial Planning?
Companies House lists one director of JBD Financial Planning: John Brian Drakes.
How long has JBD Financial Planning been in business?
The company was formed on 28 April 2017.
What do JBD Financial Planning’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £11.7k (−23% from £15.2k) and cash at bank of £20.9k (+2.6% from £20.4k).
Does JBD Financial Planning use any other names?
It trades as Flying Colours.

Sources and links

The full report on JBD Financial Planning Limited

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