Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 April 2026
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JCD Mortgage Solutions Limited (FRN 983715) is an AR of HL Partnership Limited (FRN 303397). When you use JCD Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JCD Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Studio 18, 113 Liverpool Road, Crosby, Liverpool, Sefton, L23 5TD, United Kingdom
In the full report: 3 background checks
- When jcdmortgagesolutions.co.uk first appeared online, and whether it can receive email
- What kind of line 07850 556423 is
- Who else gives the postcode L23 5TD
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14076025 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 April 2022 (4 years old)
- Registered office
- 10 Satinwood Crescent, Melling, Liverpool, Merseyside, L31 1JZ, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jocelyn Clair Done | Director | Jun 1986 | 28 Apr 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£104
−98% from £5,052
Cash at bank
£2,887
−69% from £9,437
Employees (average)
1
Same as 1
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2023 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14076025. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JCD Mortgage Solutions’s history from the FCA register and Companies House, newest first.
2022
20 September 2022
- Became an appointed representative
FCA register
28 April 2022
- Incorporated at Companies House
- Jocelyn Clair Done took control (75–100% of shares)
- Jocelyn Clair Done appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to JCD Mortgage Solutions
Other FCA-listed firms that share a director, phone number or address with JCD Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like JCD Mortgage Solutions
Other firms of the same type (mortgage adviser or broker), nearest first.
In Liverpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JCD Mortgage Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 4 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is JCD Mortgage Solutions Limited FCA authorised?
What does appointed representative mean for JCD Mortgage Solutions?
What is JCD Mortgage Solutions’ phone number and website?
Is JCD Mortgage Solutions a scam or clone?
Is my money safe with JCD Mortgage Solutions?
Who owns JCD Mortgage Solutions?
Who runs JCD Mortgage Solutions?
How long has JCD Mortgage Solutions been in business?
What do JCD Mortgage Solutions’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk