Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 28 February 2025
- Its phone number is also given by a firm that is no longer authorised
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
LWM10 LTD Reference number: 458204 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JDW Associates Ltd. (FRN 912600) is an AR of LWM10 LTD (FRN 458204). When you use JDW Associates's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JDW Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
167 Park Street, Cleethorpes, Lincolnshire, DN35 7LX, United Kingdom
In the full report: 2 background checks
- What kind of line 07710 548379 is, and the other firm that gives it
- Who else gives the postcode DN35 7LX
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Lwm10 Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- JDW ASSOCIATES LIMITED
- Company number
- 11203077 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 February 2018 (8 years old)
- Registered office
- Fiveways Buisness Centre, 167 Park Street, Cleethorpes, DN35 7LX, England
- Nature of business
-
- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James David Welham | Director | Nov 1970 | 13 Feb 2018 | 3 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register, including one no longer authorised
Filed accounts and finances
Net assets
£55.2k
−4.1% from £57.6k
Cash at bank
£78.8k
+27% from £62.0k
Employees (average)
2
Same as 2
Owed within a year
£65.6k
+64% from £40.1k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11203077. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JDW Associates’s history from the FCA register and Companies House, newest first.
2019
23 August 2019
- Became an appointed representative
FCA register
2018
13 February 2018
- Incorporated at Companies House
- James David Welham took control (75–100% of shares)
- James David Welham appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to JDW Associates
Other FCA-listed firms that share a director, phone number or address with JDW Associates. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- no longer authorised
- 1
- share a director
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like JDW Associates
Other firms of the same type (financial adviser), nearest first.
In Cleethorpes
In the Doncaster (DN) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JDW Associates
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk