Jenyfer Beardsley

Reference number: 600973

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Appointed representative

Jenyfer Beardsley does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jenyfer Beardsley (FRN 600973) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Jenyfer Beardsley's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jenyfer Beardsley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When jenybeardsley.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 459 9200 is, and the 13 other firms that give it
  • Whether EH3 7NS is a shared office: 52 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms connected to Jenyfer Beardsley

Other FCA-listed firms that share a director, phone number or address with Jenyfer Beardsley. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
no longer authorised
1
share its phone number
12

In the full report: all 12 connected firms, named

  • How each is linked: the same phone number (12), the same postcode (9)
  • Who links each one: the named directors, with dates
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Firms like Jenyfer Beardsley

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Royal College Of Surgeons Of EdinburghEdinburghAppointed representativeAB1 Financial Planning LtdEdinburghAppointed representativeAdam LeechEdinburghAppointed representativeAdrian HangerEdinburghAppointed representativeAlasdair McLeishEdinburghAppointed representativeAlex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jenyfer Beardsley

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Jenyfer Beardsley FCA authorised?
Jenyfer Beardsley (FRN 600973) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jenyfer Beardsley?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jenyfer Beardsley (FRN 600973) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Jenyfer Beardsley's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jenyfer Beardsley, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jenyfer Beardsley’s phone number and website?
The FCA register lists the phone number 0131 459 9200 and the website jenybeardsley.co.uk for Jenyfer Beardsley. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 13 other FCA firms, 2 of which are no longer authorised.
Is Jenyfer Beardsley a scam or clone?
Jenyfer Beardsley is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jenyfer Beardsley?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Jenyfer Beardsley's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Jenyfer Beardsley

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