Jfm Cars Limited

Reference number: 921653

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jfmcars.com first appeared online, and whether it can receive email
  • What kind of line 07730 394715 is
  • Who else gives the postcode IG10 4EB
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12478851
Company status
Active
Company type
Private limited company
Incorporated
24 February 2020 (6 years old)
Registered office
The Retreat, 406 Roding Lane South, Woodford Green, Essex, IG8 8EY, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Freddy Daniel Moncur Director Sep 1996 11 Dec 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Total equity

£11.0k

No earlier figure to compare

Cash at bank

£16.4k

−22% from £21.0k

Employees (average)

2

Same as 2

Owed within a year

£163k

+96% from £82.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12478851. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jfm Cars’s history from the FCA register and Companies House, newest first.

Key events (7) All events (12)

2024

4 January 2024

  • Timmy Moncur became a part-owner (25–50% of shares)

Companies House

2021

5 March 2021

  • Freddy Daniel Moncur took control (50–75% of shares)
  • John Frederick Moncur gave up control

Companies House

2020

15 March 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

24 February 2020

  • Incorporated at Companies House
  • John Frederick Moncur took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Jfm Cars

Other firms of the same type (car dealer), nearest first.

In Loughton

Bkn Platinum LtdLoughtonAuthorisedDK96 LimitedLoughtonAuthorisedJMR Motor Group LtdLoughtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jfm Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Jfm Cars Limited FCA authorised?
Yes, Jfm Cars Limited (FRN 921653) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Jfm Cars’ phone number and website?
The FCA register lists the phone number 07730 394715 and the website jfmcars.com for Jfm Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Jfm Cars a scam or clone?
Jfm Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jfm Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Jfm Cars handles your money, so check the specific product before you commit. You can also refer complaints about Jfm Cars to the Financial Ombudsman Service, free of charge.
Who owns Jfm Cars?
Companies House lists 2 people with significant control of Jfm Cars: Mr Freddy Daniel Moncur (50–75% of shares) and Mr Timmy Moncur (25–50% of shares). Before that, it was controlled by Mr John Frederick Moncur.
Who runs Jfm Cars?
Companies House lists one director of Jfm Cars: Freddy Daniel Moncur.
How long has Jfm Cars been in business?
The company was formed on 24 February 2020, and has held its current FCA authorisation since March 2020.
What do Jfm Cars’ latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £11.0k (no earlier figure to compare) and cash at bank of £16.4k (−22% from £21.0k).

Sources and links

The full report on Jfm Cars Limited

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