JFS Mortgage Services Limited
Reference number: 927848
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 March 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JFS Mortgage Services Limited (FRN 927848) is an AR of HL Partnership Limited (FRN 303397). When you use JFS Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JFS Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
26 Woodstock Drive, Tottington, Bury, Greater Manchester, BL8 4BW, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When jfsmortgageservices.co.uk first appeared online, and whether it can receive email
- What kind of line 07973 384325 is
- Who else gives the postcode BL8 4BW
Other names (2)
If you were contacted under any of these names, it is this firm.
- JFS Mortgage & Financial Services Trading name: A name it trades under now.
- Life Planning (North West) Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06528059 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 March 2008 (18 years old)
- Registered office
- 70 Market Street, Tottington, Bury, BL8 3LJ, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Frederick Smith | Director | Dec 1964 | 8 Mar 2008 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
£7,242
No earlier figure to compare
Cash at bank
£10.7k
No earlier figure to compare
Owed within a year
£4,817
+378% from £1,008
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06528059. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JFS Mortgage Services’s history from the FCA register and Companies House, newest first.
2020
15 June 2020
- Became an appointed representative
FCA register
2017
19 June 2017
- John Frederick Smith took control (75–100% of shares)
Companies House
2008
8 March 2008
- Incorporated at Companies House
Companies House
In the full report: all 14 events
- All 14 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms like JFS Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bury
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JFS Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 14 events in its history
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Frequently asked questions about this firm
Is JFS Mortgage Services Limited FCA authorised?
What does appointed representative mean for JFS Mortgage Services?
What is JFS Mortgage Services’ phone number and website?
Is JFS Mortgage Services a scam or clone?
Is my money safe with JFS Mortgage Services?
Who owns JFS Mortgage Services?
Who runs JFS Mortgage Services?
How long has JFS Mortgage Services been in business?
What do JFS Mortgage Services’ latest accounts show?
Does JFS Mortgage Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk