Jigsaw Interior Design Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2012
Accounts filed up to 31 January 2026

Responsible principal firm

IDEAL SALES SOLUTIONS LTD Reference number: 703401 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Jigsaw Interior Design Limited (FRN 1054978) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Jigsaw Interior Design.
Example: if Jigsaw Interior Design refers you to a financial adviser, the advice should come from the principal firm, not from Jigsaw Interior Design itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

24, Cecil Avenue, Bournemouth, Dorset, BH8 9EJ, United Kingdom

In the full report: 1 background check

Who else gives the postcode BH8 9EJ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08325539 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 December 2012 (13 years old)
Registered office: Matches the FCA register address ✓
Nature of business: specialised design activities (SIC 74100)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Melissa Jane Horne	Director	Jan 1976	1 Oct 2015	2 other companies
Jason Douglas Lowe	Director	Mar 1968	7 Jul 2016	2 other companies
Jason Douglas Lowe	Secretary	Not published	11 Dec 2012	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
run together: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£135k

−10% from £151k

Cash at bank

£0

−100% from £30.5k

Employees (average)

10

−17% from 12

Owed within a year

£140k

−36% from £218k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08325539. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jigsaw Interior Design’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2026

14 April 2026

Became an introducer appointed representative

FCA register

2016

6 April 2016

Jason Douglas Lowe became a part-owner (25–50% of shares)
Melissa Jane Horne became the majority owner (50–75% of shares)

Companies House

2012

11 December 2012

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 6

Firms like Jigsaw Interior Design

Other firms of the same type (credit broker), nearest first.

In Bournemouth

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jigsaw Interior Design

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
1 background check on its contact details
7 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Jigsaw Interior Design Limited FCA authorised?

Jigsaw Interior Design Limited (FRN 1054978) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Jigsaw Interior Design?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Jigsaw Interior Design Limited (FRN 1054978) introduces customers to IDEAL SALES SOLUTIONS LTD (FRN 703401). Any regulated advice or arranging is done by the principal, not Jigsaw Interior Design. Example: if Jigsaw Interior Design refers you to a financial adviser, the advice should come from the principal firm, not from Jigsaw Interior Design itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Is Jigsaw Interior Design a scam or clone?

Jigsaw Interior Design is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Jigsaw Interior Design?

Protection works through Ideal Sales Solutions Ltd, the principal firm responsible for Jigsaw Interior Design's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Jigsaw Interior Design?

Companies House lists 2 people with significant control of Jigsaw Interior Design: Miss Melissa Jane Horne (50–75% of shares) and Mr Jason Douglas Lowe (25–50% of shares).

Who runs Jigsaw Interior Design?

Companies House lists 2 directors of Jigsaw Interior Design: Melissa Jane Horne and Jason Douglas Lowe.

How long has Jigsaw Interior Design been in business?

The company was formed on 11 December 2012.

What do Jigsaw Interior Design’s latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £135k (−10% from £151k) and cash at bank of £0 (−100% from £30.5k).