Jik Financial Ltd

Reference number: 1020409

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jikpay.com first appeared online, and whether it can receive email
  • What kind of line 020 8004 1333 is
  • Who else gives the postcode NW10 7PN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Jik Trading name
  • Jikpay Trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

Limits on what they may do

  • Agents
    The firm will not onboard any agents.
  • Provision of payment services
    The firm will not provide payment services to an individual who is acting for purposes other than a trade, business or profession.
  • Director or person responsible for management at the firm
    In the event that any director or person responsible for management (PSD individual) ceases to perform managerial functions at the firm, the firm must cease within 90 days - (i) the registering and onboarding of new payment service users; and (ii) the provision of payment services (either directly or via outsourced partners, agents or distributors) to any new customers or payment service users, until the relevant PSD individual notification(s) has been processed by the FCA.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12656538
Company status
Active
Company type
Private limited company
Incorporated
9 June 2020 (6 years old)
Registered office
Suite 509 Crown House Business Centre, North Circular Road, London, NW10 7PN, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohamed Yassin Director Mar 1982 9 Jun 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£3,577

+110% from £1,701

Employees (average)

2

Up 2 from 0

Owed within a year

£11.0k

+385% from £2,278

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12656538. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Jik Financial’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2025

6 June 2025

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • FCA imposed a requirement (Director or person responsible for management at the firm)
  • FCA imposed a requirement (Provision of payment services)
  • Registered as a small payment institution

FCA register

2020

9 June 2020

  • Incorporated at Companies House
  • Mohamed Yassin took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Jik Financial

Other FCA-listed firms that share a director, phone number or address with Jik Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Jik Financial

Other firms of the same type (payment or money transfer firm), nearest first.

In the North West London (NW) postcode area

Kantox LTDAuthorisedAli Asghar NasehiLondonRegisteredAmal UK Express LtdLondonRegisteredAnpa Forward LtdLondonAuthorisedAtlas General Trading LtdLondonRegisteredAzizi Exchange LimitedlondonRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jik Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Jik Financial Ltd FCA authorised?
Yes, Jik Financial Ltd (FRN 1020409) is registered with the FCA and permitted to provide its regulated services.
What is Jik Financial’s phone number and website?
The FCA register lists the phone number 020 8004 1333 and the website jikpay.com for Jik Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Jik Financial a scam or clone?
Jik Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jik Financial?
Protection depends on which product you hold and how Jik Financial handles your money, so check the specific product before you commit. You can also refer complaints about Jik Financial to the Financial Ombudsman Service, free of charge.
Who owns Jik Financial?
Companies House lists one person with significant control of Jik Financial: Mr Mohamed Yassin (75–100% of shares).
Who runs Jik Financial?
Companies House lists one director of Jik Financial: Mohamed Yassin.
How long has Jik Financial been in business?
The company was formed on 9 June 2020, and has held its current FCA authorisation since June 2025.
What do Jik Financial’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £3,577 (+110% from £1,701).
Does Jik Financial use any other names?
It trades as Jik and Jikpay.

Sources and links

The full report on Jik Financial Ltd

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