Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 23 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Accounts filed up to 28 February 2026
Responsible principal firm
Sesame Limited Reference number: 150427 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Jim Wylie Mortgage & Financial Services Ltd (FRN 221259) is an AR of Sesame Limited (FRN 150427). When you use Jim Wylie Mortgage & Financial Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Jim Wylie Mortgage & Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
39 Anderson Drive, Darvel, Ayrshire, KA17 0DE, United Kingdom
In the full report: 2 background checks
- What kind of line 07764 974735 is
- Who else gives the postcode KA17 0DE
Other names (1)
If you were contacted under any of these names, it is this firm.
- Jim Wylie Mortgage & Financial Planning Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- JIM WYLIE MORTGAGE & FINANCIAL SERVICES LIMITED
- Company number
- SC246054 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2003 (23 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Chalmers Wylie | Director | Aug 1964 | 20 Mar 2003 | 2 other companies |
| Lorraine Wylie | Director | Oct 1966 | 10 Jul 2017 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£219k
+21% from £180k
Employees (average)
2
Same as 2
Owed within a year
£193k
−7.8% from £209k
No turnover or profit for the year to 28 February 2026: the accounts print them but do not tag them. The last tagged figures are £351k turnover and £175k profit, for the year to 28 February 2022.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC246054. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Jim Wylie Mortgage & Financial Services’s history from the FCA register and Companies House, newest first.
2017
10 July 2017
- Lorraine Wylie became a part-owner (25–50% of shares)
- Lorraine Wylie appointed as a director
Companies House
20 March 2017
- James Chalmers Wylie gained significant control
Companies House
2003
25 June 2003
- Changed its registered name from "Jim Wylie Mortgage & Financial Planning"
FCA register
20 March 2003
- Incorporated at Companies House
- James Chalmers Wylie appointed as a director
Companies House
2002
10 December 2002
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Jim Wylie Mortgage & Financial Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Kilmarnock (KA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Jim Wylie Mortgage & Financial Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
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What do Jim Wylie Mortgage & Financial Services’ latest accounts show?
Does Jim Wylie Mortgage & Financial Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk