Jistine Augustine Chettiakunnel

Reference number: 913069

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Appointed representative

Jistine Augustine Chettiakunnel does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Jistine Augustine Chettiakunnel (FRN 913069) is an AR of Connect IFA Ltd (FRN 441505). When you use Jistine Augustine Chettiakunnel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Jistine Augustine Chettiakunnel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01438 230028

  • Address

    7 Heaslop End, Stevenage, Hertfordshire, SG1 4XF, United Kingdom

In the full report: 2 background checks

  • What kind of line 01438 230028 is
  • Who else gives the postcode SG1 4XF
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fincare Mortgages Trading name: A name it trades under now.
  • Jistine Augustine Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Jistine Augustine Chettiakunnel’s history from the FCA register and Companies House, newest first.

2019

31 October 2019

  • Began trading as "Fincare Mortgages"

FCA register

6 September 2019

  • Became an appointed representative
  • Began trading as "Jistine Augustine"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Jistine Augustine Chettiakunnel

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stevenage

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Jistine Augustine Chettiakunnel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Jistine Augustine Chettiakunnel FCA authorised?
Jistine Augustine Chettiakunnel (FRN 913069) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Jistine Augustine Chettiakunnel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Jistine Augustine Chettiakunnel (FRN 913069) is an AR of Connect IFA Ltd (FRN 441505). When you use Jistine Augustine Chettiakunnel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Jistine Augustine Chettiakunnel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Jistine Augustine Chettiakunnel’s phone number?
The FCA register lists the phone number 01438 230028 for Jistine Augustine Chettiakunnel. If you were given different contact details, use these to check with the firm before going any further.
Is Jistine Augustine Chettiakunnel a scam or clone?
Jistine Augustine Chettiakunnel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Jistine Augustine Chettiakunnel?
Protection works through Connect IFA Ltd, the principal firm responsible for Jistine Augustine Chettiakunnel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Jistine Augustine Chettiakunnel use any other names?
It trades as Fincare Mortgages and Jistine Augustine.

Sources and links

The full report on Jistine Augustine Chettiakunnel

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