JJ Car Centre Ltd

Reference number: 1035015

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When jjcarcentre.co.uk first appeared online, and whether it can receive email
  • What kind of line 07733 193810 is
  • Who else gives the postcode L40 2QU
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 January 2024 (2 years old)
Registered office
Unit A12 Towngate Works, Dark Lane, Mawdesley, Lancashire, L40 2QU, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Jack Sumner Director Feb 1996 30 Jan 2024 2 other companies
Andrew James Whalley Director Mar 1996 30 Jan 2024 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£13.4k

−19% from £16.5k

Cash at bank

£28.5k

+117% from £13.2k

Employees (average)

1

Up 1 from 0

Owed within a year

£56.0k

−9.7% from £62.0k

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15454123. Figures are exactly as filed; nothing is estimated.

Key dates in its history

JJ Car Centre’s history from the FCA register and Companies House, newest first.

2025

28 August 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

30 January 2024

  • Incorporated at Companies House
  • Andrew James Whalley became a part-owner (25–50% of shares)
  • Jack Sumner became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to JJ Car Centre

Other FCA-listed firms that share a director, phone number or address with JJ Car Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like JJ Car Centre

Other firms of the same type (car dealer), nearest first.

In Ormskirk

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JJ Car Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is JJ Car Centre Ltd FCA authorised?
Yes, JJ Car Centre Ltd (FRN 1035015) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2025 and works as a car dealer. The FCA has placed no limits on its permissions.
What is JJ Car Centre’s phone number and website?
The FCA register lists the phone number 07733 193810 and the website jjcarcentre.co.uk for JJ Car Centre. If you were given different contact details, use these to check with the firm before going any further.
Is JJ Car Centre a scam or clone?
JJ Car Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with JJ Car Centre?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how JJ Car Centre handles your money, so check the specific product before you commit. You can also refer complaints about JJ Car Centre to the Financial Ombudsman Service, free of charge.
Who owns JJ Car Centre?
Companies House lists 2 people with significant control of JJ Car Centre: Mr Andrew James Whalley (25–50% of shares) and Mr Jack Sumner (25–50% of shares).
Who runs JJ Car Centre?
Companies House lists 2 directors of JJ Car Centre: Jack Sumner and Andrew James Whalley.
How long has JJ Car Centre been in business?
The company was formed on 30 January 2024, and has held its current FCA authorisation since August 2025.
What do JJ Car Centre’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £13.4k (−19% from £16.5k) and cash at bank of £28.5k (+117% from £13.2k).

Sources and links

The full report on JJ Car Centre Ltd

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