No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 9 November 2011.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Last known phone number
01465 455655
-
Last known address
21a Churchyard, Hitchin, Herts, SG5 1HP, United Kingdom
In the full report: 2 background checks
- What kind of line 01465 455655 is
- Who else gives the postcode SG5 1HP
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07759663 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 September 2011 (15 years old)
- Registered office
- 122 Whinbush Road, Hitchin, SG5 1PN, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Rory Rajan Joseph | Director | Dec 1971 | 1 Sep 2011 | 13 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 3
- are FCA-registered
- 6
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 6 on the FCA register
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£617k
−12% from £698k
Cash at bank
£58.4k
−71% from £198k
Employees (average)
0
Same as 0
Owed within a year
£236k
+35% from £175k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07759663. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JLM Independent Wealth Management’s history from the FCA register and Companies House, newest first.
2024
14 June 2024
- Charlie Puffin Wealth Limited took control (75–100% of shares)
- Rory Rajan Joseph stopped being the majority owner
Companies House
1 June 2024
- Julian Guy Charles Seymour stopped being a part-owner
Companies House
2016
30 June 2016
- Julian Guy Charles Seymour became a part-owner (25–50% of shares)
- Rory Rajan Joseph became the majority owner (50–75% of shares)
Companies House
2011
9 November 2011
- Stopped being an appointed representative
FCA register
1 September 2011
- Incorporated at Companies House
Companies House
In the full report: all 10 events
- All 10 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms connected to JLM Independent Wealth Management
Other FCA-listed firms that share a director, phone number or address with JLM Independent Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 8
- share a director
- 6
- share its postcode
- 4
In the full report: all 8 connected firms, named
- How each is linked: shared directors (6), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like JLM Independent Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Hitchin
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JLM Independent Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 10 events in its history
- 8 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is JLM Independent Wealth Management Ltd FCA authorised?
Is JLM Independent Wealth Management a scam or clone?
Is my money safe with JLM Independent Wealth Management?
Who owns JLM Independent Wealth Management?
Who runs JLM Independent Wealth Management?
How long has JLM Independent Wealth Management been in business?
What do JLM Independent Wealth Management’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk