JLW Financial Solutions Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 2014
Accounts filed up to 31 March 2025
Confirmation statement is overdue at Companies House
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

jlwifa.co.uk (opens in a new tab)
Phone number

07712 251335
Address

12 Cathedral Road, Cardiff, Cardiff, CF11 9LJ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When jlwifa.co.uk first appeared online, and whether it can receive email
What kind of line 07712 251335 is
Who else gives the postcode CF11 9LJ

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 09289525 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 31 October 2014 (11 years old)
Registered office: 12 Cathedral Road, Cardiff, CF11 9LJ, Wales
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jade Louise Williams	Director	Sep 1992	31 Oct 2014	1 other company
Leah Williams	Director	Jan 1996	17 May 2019	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£58.2k

−43% from £103k

Employees (average)

2

−33% from 3

Owed within a year

£11.7k

−76% from £49.4k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09289525. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

JLW Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2016

6 April 2016

Jade Louise Williams took control (75–100% of shares)

Companies House

2015

1 June 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2014

31 October 2014

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms like JLW Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Cardiff

Hugh James SolicitorsCardiffAuthorised Archytas Strategic Planning LimitedCardiffAuthorised Burley Fox LimitedCardiffAuthorised C J Hannan LtdCardiffAuthorised Carlson Wealth Management LimitedCardiffAuthorised Cathedral Financial Services LLPCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on JLW Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is JLW Financial Solutions Ltd FCA authorised?

Yes, JLW Financial Solutions Ltd (FRN 671369) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is JLW Financial Solutions’ phone number and website?

The FCA register lists the phone number 07712 251335 and the website jlwifa.co.uk for JLW Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is JLW Financial Solutions a scam or clone?

JLW Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with JLW Financial Solutions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about JLW Financial Solutions to the Financial Ombudsman Service, free of charge.

Who owns JLW Financial Solutions?

Companies House lists one person with significant control of JLW Financial Solutions: Miss Jade Louise Williams (75–100% of shares).

Who runs JLW Financial Solutions?

Companies House lists 2 directors of JLW Financial Solutions: Jade Louise Williams and Leah Williams.

How long has JLW Financial Solutions been in business?

The company was formed on 31 October 2014, and has held its current FCA authorisation since June 2015.

What do JLW Financial Solutions’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £58.2k (−43% from £103k).