Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 31 May 2025
Responsible principal firm
Financing First Limited Reference number: 720098 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JMEndodontics Ltd (FRN 1017269) is an AR of Financing First Limited (FRN 720098). When you use JMEndodontics's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JMEndodontics, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
The Dental Centre Bedford, 5 Kingswood Way, Great Denham, Bedford, Bedfordshire, MK40 4GH, United Kingdom
In the full report: 2 background checks
- What kind of line 01234 819868 is
- Who else gives the postcode MK40 4GH
Other names (1)
If you were contacted under any of these names, it is this firm.
- The Dental Centre Bedford Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07242559 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 May 2010 (16 years old)
- Registered office
- Excel House, 3 Duke Street, Bedford, MK40 3HR, England
- Nature of business
-
- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joseph Masih (Dr) | Director | Jan 1973 | 4 May 2010 | 1 other company |
| Sarah Masih | Director | Jul 1975 | 25 Apr 2016 | None |
| Seth Luca Masih | Director | Jun 2005 | 27 Feb 2024 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1.04m
+12% from £924k
Cash at bank
£1.11m
+11% from £996k
Employees (average)
21
−4.5% from 22
Owed within a year
£147k
+5.8% from £139k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07242559. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JMEndodontics’s history from the FCA register and Companies House, newest first.
2024
19 July 2024
- Became an appointed representative
FCA register
2016
6 April 2016
- Joseph Masih became the majority owner (50–75% of shares)
- Sarah Masih became a part-owner (25–50% of shares)
Companies House
2010
4 May 2010
- Incorporated at Companies House
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 3
Firms connected to JMEndodontics
Other FCA-listed firms that share a director, phone number or address with JMEndodontics. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like JMEndodontics
Other firms of the same type (dental or medical practice), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JMEndodontics
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 8 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is JMEndodontics Ltd FCA authorised?
What does appointed representative mean for JMEndodontics?
What is JMEndodontics’ phone number?
Is JMEndodontics a scam or clone?
Is my money safe with JMEndodontics?
Who owns JMEndodontics?
Who runs JMEndodontics?
How long has JMEndodontics been in business?
What do JMEndodontics’ latest accounts show?
Does JMEndodontics use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk