Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 March 2025
Responsible principal firm
Commercial Finance Brokers UK Limited Reference number: 736199 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- JND Mortgages Limited (FRN 918219) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use JND Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from JND Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Rutland House, 23-25 Friar Lane, Leicester, LE1 5QQ, United Kingdom
In the full report: 2 background checks
- What kind of line 07455 483261 is
- Who else gives the postcode LE1 5QQ
Other names (2)
If you were contacted under any of these names, it is this firm.
- Nikhil Soni Former name: A name it was registered under before.
- J&D Mortgages Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Commercial Finance Brokers UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13794731 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 December 2021 (4 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Other service activities not elsewhere classified (SIC 96090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nikhil Soni | Director | Aug 1982 | 10 Dec 2021 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£8,004
Up £7,904 from £100
Employees (average)
0
No earlier figure to compare
Owed within a year
£7,872
No earlier figure to compare
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13794731. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
JND Mortgages’s history from the FCA register and Companies House, newest first.
2024
20 March 2024
- Changed its registered name from "Nikhil Soni"
FCA register
2021
10 December 2021
- Incorporated at Companies House
- Nikhil Soni took control (75–100% of shares)
Companies House
2019
13 December 2019
- Became an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like JND Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leicester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on JND Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
Is JND Mortgages Limited FCA authorised?
What does appointed representative mean for JND Mortgages?
What is JND Mortgages’ phone number?
Is JND Mortgages a scam or clone?
Is my money safe with JND Mortgages?
Who owns JND Mortgages?
Who runs JND Mortgages?
How long has JND Mortgages been in business?
What do JND Mortgages’ latest accounts show?
Does JND Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk